[Added 10-6-2011]
A.
Coverage. The Town makes available medical insurance, including a
prescription drug plan, to each full-time employee and to the Town
Supervisor, the Town Clerk and the Superintendent of Highways. Such
individuals may enroll their eligible family members. In no event
shall the Town be required or obligated to pay or reimburse any portion
of any doctor's bill, hospital bill, prescription bill, x-ray bill,
laboratory bill, procedure bill, or any other medical bill or expense
that is not covered or reimbursed by the insurance plan.
B.
Date coverage begins. Coverage begins on the first day of the month
following the first day of active employment, provided all eligibility
requirements of the plan are met and the requisite forms have been
completed. Eligible employees, eligible elected officials, and their
respective dependents may also enroll in the medical insurance plan
during the annual open enrollment period or at the time of a qualified
change in employment or family status, as defined by the insurance
carrier.
C.
Change in insurance plans. The Town Board may, at its sole discretion,
change the medical insurance plan and/or prescription drug plan at
any time, including, but not limited to plan carrier; plan design;
copayments and deductibles; and eligibility.
D.
Premium payments. The Town Board will determine the amount the Town
will contribute each month towards the premium for individual, two-person,
or family medical insurance coverage. The employee or elected official
is responsible for the remaining portion of the insurance premium.
E.
Premium contributions. For an employee hired (or an elected official
who was in office) before October 6, 2011, a single plan will be $12.50
per week and a multiple plan $17.50 per week. The employee contribution
will be deducted from the employee's (or elected official's) regular
paycheck. The employee (or elected official) may elect to have such
deduction made on a pretax basis in accordance with the Internal Revenue
Code.[1]
[Amended 10-21-2014]
[1]
Editor's Note: As adopted 11-7-2013, the Town will consider
the employee portion of the deductible as part of the premium contribution.
F.
Premium contributions (hired on or after October 6, 2011): for an
employee hired (or an elected official) on or after October 6, 2011,
to a contribution of 25% of the cost of the monthly premium for an
individual medical insurance plan, two-person plan, or family plan,
as the case may be. The employee contribution will be deducted from
the employee's (or elected official's) regular paycheck. The employee
(or elected official) may elect to have such deduction made on a pretax
basis in accordance with the Internal Revenue Code.[2]
[Amended 10-21-2014]
[2]
Editor's Note: As adopted 11-7-2013, the Town will consider
the employee portion of the deductible as part of the premium contribution.
[Amended 12-6-2012]
A.
Eligibility. A full-time employee who is eligible for the medical
insurance coverage made available through the Town may receive a cash
buyout in lieu of receiving medical insurance benefits. To be eligible
for the medical insurance buyout, the employee must provide a verification
letter from his/her insurance company of comparable medical insurance
coverage in a manner and form to be determined by the Town and sign
an appropriate waiver of medical insurance and waiver of liability
to the Town. In the event two employees are married, they must enroll
in the same plan (two-person or family) and will not be eligible for
the buyout.
B.
Amount of buyout and method of payment. Each year, an eligible employee
will receive $5,000 cash buyout in lieu of receiving medical insurance
benefits. The buyout is subject to applicable taxes. Partial payment
of the buyout will be made in the employee's regular paycheck for
each pay period the employee is eligible for the buyout. In the event
an eligible employee receives a buyout for a partial year, the buyout
will be prorated.
A.
Coverage. The Town makes available a dental plan to each full-time
employee and to the Town Supervisor, the Town Clerk, the Superintendent
of Highways and members of the Town Board. Such individuals may enroll
their eligible family members. In no event shall the Town be required
or obligated to pay or reimburse any portion of any dental bill or
expense that is not covered or reimbursed by the plan.
B.
Date coverage begins. Coverage begins on the first day of the month
following the first day of active employment, provided all eligibility
requirements of the plan are met and the requisite forms have been
completed.
C.
Change in insurance plans. The Town Board may, at its sole discretion,
change the dental plan at any time, including, but not limited to
plan carrier; plan design; copayments and deductibles; and eligibility.
D.
Premium payments. The Town Board will determine the amount the Town
will contribute each month towards the premium for individual, two-person,
or family coverage. The employee or elected official is responsible
for the remaining portion of the premium.
E.
Premium contributions (hired before October 6, 2011): For an employee
hired (or an elected official who was in office) before October 6,
2011, the Town will pay 100% of the cost of the monthly premium for
an individual plan, two-person plan, or family plan, as the case may
be.
F.
Premium contributions (hired on or after October 6, 2011): For an
employee hired (or an elected official who took office for the first
time) on or after October 6, 2011, the Town will pay 70% of the cost
of the monthly premium for an individual plan, two-person plan, or
family plan, as the case may be. The employee contribution will be
deducted from the employee's (or elected official's) regular paycheck.
The employee (or elected official) may elect to have such deduction
made on a pretax basis in accordance with the Internal Revenue Code.
[Amended 12-6-2012]
A.
Coverage (retiree).
(1)
The Town offers medical insurance and prescription drug coverage
to eligible full-time employees who were hired before October 6, 2011,
after such employee retires from the Town employment and is receiving
retirement benefits under the New York State Retirement System. Primary
medical insurance and prescription drug coverage stops when the retiree
becomes eligible for Medicare.
(2)
The Town offers medical insurance and prescription drug coverage
to Town Clerks and Superintendents of Highways, who were elected before
January 1, 2011, after such elected officials retire from the Town
employment and are receiving retirement benefits under the New York
State Retirement System. Primary medical insurance and prescription
drug coverage stops when the retiree becomes eligible for Medicare.
B.
Coverage (retiree's spouse).
(1)
Coverage is also available for the retiree's eligible spouse if the
spouse was eligible for coverage under the Town's medical insurance
plan on the retiree's last date of employment with the Town and the
spouse is not eligible to receive comparable medical insurance coverage
under a new plan. Primary medical insurance and prescription drug
coverage stops when the retiree's spouse becomes eligible for Medicare.
(2)
In the event the retiree predeceases the retiree's eligible spouse,
the spouse may continue medical insurance and prescription drug coverage,
provided the spouse pays the full cost of the premiums. In the event
of legal separation or divorce, the retiree's spouse shall not be
eligible for coverage except as provided under COBRA.
C.
Eligibility.
(1)
To be eligible for coverage, the retiree must be at least age 55
and have at least 25 years of continuous service with the Town. In
addition, the employee or elected official must have retired directly
from the Town and have applied for and been granted a bona fide retirement
benefit from the New York State Employees' Retirement System.
(2)
Notwithstanding the above, an employee who leaves employment due
to disciplinary action is not eligible for medical insurance or prescription
drug coverage for retirees.
D.
Insurance plan.
(1)
The Town will make available the same or substantially equivalent,
medical insurance plan and prescription drug plan as it makes for
active employees and eligible elected officials, as if the retiree
were still actively serving as an employee of the Town or elected
official, as the case may be. When an eligible retiree and eligible
retiree's spouse become eligible for Medicare, the Town will offer
a supplemental medical insurance plan.
(2)
It is understood that the Town Board may, at any time and at its
sole discretion, change the medical insurance or prescription drug
plan, including, but not limited to plan carrier; plan design; copayments
and deductibles; and eligibility.
E.
Premiums. For an eligible retiree who has at least 25 years of continuous
full-time service and retires at the age of 55 or older, the Town
will pay 85% of the premium of the medical insurance and prescription
drug plan for the retired employee and 85% of the retired employee's
dependent coverage.
F.
Premiums for retirees eligible for Medicare. For an eligible retiree
who has at least 25 years of continuous full-time service and retires
at the age of 55 or older, the Town will pay 85% of the premium of
the supplemental medical insurance plan for the retired employee and
85% of the retired employee's dependent coverage.
G.
Premiums for retirees hired after October 6, 2011. For an eligible
retiree who has at least 25 years of continuous full-time service
and retires at the age of 55 or older, the Town will pay 70% of the
premium of the medical insurance and prescription drug plan or supplemental
medical insurance, as the case may be, for the retired employee and
70% of the retired employee's eligible dependent coverage.
H.
Sunset of Medicare Part B premium reimbursements.
(1)
The Town will reimburse current retirees as of November 3, 2011,
and their qualified spouses 100% for the Medicare Part B premium in
2012, seventy-five-percent reimbursement for 2013, fifty-percent reimbursement
for 2014 and twenty-five-percent reimbursement for 2015. Beginning
in 2016 the Town will no longer reimburse retirees as of November
3, 2011, for this expense from then on.
(2)
Additionally, the Town will not reimburse any employees who retire
after November 3, 2011, for the Medicare Part B premium.
A.
All regular full-time employees shall receive 10 paid sick days per
year. Said days are cumulative from year to year up to 30 days. Unused
sick time shall not be compensated.
B.
Three-quarter-time employees shall receive five paid sick days of
five hours per day each year. Said days are cumulative from year to
year up to 30 days. Unused sick time shall not be compensated.