[HISTORY: Adopted by the City Council of the City of Bridgeton as indicated in article histories. Amendments noted where applicable.]
[Adopted 6-17-2008 by Ord. No. 07-42]
The purpose of this article is to create the administrative mechanisms needed for the execution of City of Bridgeton's responsibility to assist in the provision of affordable housing pursuant to the Fair Housing Act of 1985.
As used in this article, the following terms shall have the meanings indicated:
- ADMINISTRATIVE AGENT
- The entity responsible for administering the affordability controls of some or all units in the affordable housing program for the City of Bridgeton to ensure that the restricted units under administration are affirmatively marketed and sold or rented, as applicable, only to low- and moderate-income households.
- RCA ADMINISTRATOR
- The employee charged by the governing body with the responsibility for oversight and administration of the affordable housing program for the City of Bridgeton.
Establishment of position of RCA Administrator. There is hereby established the position of RCA Administrator for the City of Bridgeton.
Subject to the approval of the Council on Affordable Housing (COAH), the RCA Administrator shall be appointed by the Mayor or Business Administrator and may be a full- or part-time employee.
The RCA Administrator shall be responsible for oversight and administration of the RCA and the RCA Affordable Housing Program for City of Bridgeton, including the following responsibilities which may not be contracted out:
Serving as City of Bridgeton's primary point of contact for all RCA inquiries from the state, affordable housing providers, administrative agents, and interested households;
Establishing an escrow account for the RCA funds and submitting to COAH a signed escrow agreement between the City of Bridgeton, the bank and COAH for each RCA;
Monitoring the status of all restricted units in the City of Bridgeton's Project Plan;
Compiling, verifying, and submitting semiannual reports as required by COAH;
Coordinating meetings with affordable housing providers and administrative agents, as applicable;
Attending continuing education opportunities as offered or approved by COAH;
Subject to approval by COAH, the City of Bridgeton may contract with or authorize a consultant, authority, government or any agency charged by the governing body, which entity shall have the responsibility of administering the affordable housing program of the City of Bridgeton, except for those responsibilities which may not be contracted out pursuant to Subsection C above. If the City of Bridgeton contracts with another entity to administer all or any part of the affordable housing program, including the affordability controls and affirmative marketing plan, the RCA Administrator shall supervise the contracting administrative agent.
Compensation shall be fixed by the governing body at the time of the appointment of the RCA Administrator.
Administrative powers and duties assigned to the RCA Administrator.
Conducting an outreach process to insure affirmative marketing of affordable housing units in accordance with the affirmative marketing plan of the City of Bridgeton and the provisions of N.J.A.C. 5:80-26.15; and
Providing counseling or contracting to provide counseling services to low- and moderate-income applicants on subjects such as budgeting, credit issues, mortgage qualification, rental lease requirements, and landlord/tenant law.
Soliciting, scheduling, conducting and following up on interviews with interested households;
Conducting interviews and obtaining sufficient documentation of gross income and assets upon which to base a determination of income eligibility for a low- or moderate-income unit;
Providing written notification to each applicant as to the determination of eligibility or noneligibility;
Requiring that all certified applicants for restricted units execute a certificate substantially in the form, as applicable, of either the ownership or rental certificates set forth in Appendices J and K of N.J.A.C. 5:80-26.1 et seq.;
Creating and maintaining a referral list of eligible applicant households living in the housing region and eligible applicant households with members working in the housing region where the units are located; and
Employing the random selection process as provided in the affirmative marketing plan of the City of Bridgeton when referring households for certification to affordable units.
Furnishing to attorneys or closing agents forms of deed restrictions and mortgages for recording at the time of conveyance of title of each restricted unit;
Creating and maintaining a file on each restricted unit for its control period, including the recorded deed with restrictions, recorded mortgage and note, as appropriate;
Ensuring that the removal of the deed restrictions and cancellation of the mortgage note are effectuated and properly filed with the appropriate county's register of deeds or county clerk's office after the termination of the affordability controls for each restricted unit;
Communicating with lenders regarding foreclosures; and
Ensuring the issuance of continuing certificates of occupancy or certifications pursuant to N.J.A.C. 5:80-26.10.
Resale and rental:
Instituting and maintaining an effective means of communicating information between owners and the administrative agent regarding the availability of restricted units for resale or rental; and
Instituting and maintaining an effective means of communicating information to low- and moderate-income households regarding the availability of restricted units for resale or re-rental.
Processing request from unit owners:
Reviewing and approving requests from owners of restricted units who wish to take out home equity loans or refinance during the term of their ownership;
Reviewing and approving requests to increase sales prices from owners of restricted units who wish to make capital improvements to the units that would affect the selling price, such authorizations to be limited to those improvements resulting in additional bedrooms or bathrooms and the cost of central air-conditioning systems; and
Processing requests and making determinations on requests by owners of restricted units for hardship waivers.
Securing annually lists of all affordable housing units for which tax bills are mailed to absentee owners and notifying all such owners that they must either move back to their unit or sell it;
Securing from all developers and sponsors of restricted units, at the earliest point of contact in the processing of the project or development, written acknowledgement of the requirement that no restricted unit can be offered, or in any other way committed, to any person, other than a household duly certified to the unit by the administrative agent;
The posting annually in all rental properties, including two-family homes, of a notice as to the maximum permitted rent, together with the telephone number of the administrative agent where complaints of excess rent can be made;
Sending annual mailings to all owners of affordable dwelling units, reminding them of the notices and requirements outlined in N.J.A.C. 5:80-26.18(d)4;
Establishing a program for diverting unlawful rent payments to the municipality's affordable housing trust fund or other appropriate municipal fund approved by the DCA;
Creating and publishing a written operating manual, as approved by COAH, setting forth procedures for administering such affordability controls; and
Providing reports to COAH as required
The administrative agent shall have authority to take all actions necessary and appropriate to carry out its responsibilities hereunder.