Township of Pemberton, NJ Chapter 54 Uninsured Motorist Coverage

[HISTORY: Adopted by the Township Council of the Township of Pemberton 3-17-1994 as Ord. No. 2-1994. Amendments noted where applicable.]

§ 54-1 Uninsured and underinsured motorist coverage.

A. Uninsured motorist coverage. The Township of Pemberton self-insurance program uninsured motorists coverage shall be in the amount of the statutory minimums of $15,000, exclusive of interest and costs, on account of injury to or death of one person in any one accident and of $30,000, exclusive of interest and costs, on account of injury to or death of more than one person in any one accident, as authorized pursuant to N.J.S.A. 17:1.1(a); except that, in order to recover for noneconomic loss, as defined in N.J.S.A. 39:6A-2, for accidents to which the benefits of N.J.S.A. 39:6A-4 apply, the tort option elected pursuant to N.J.S.A. 39:6A-8 shall apply to that injured person.

B. Underinsured motorist coverage. The Township of Pemberton underinsured motorist coverage shall be limited to the amount of $15,000, exclusive of interest and costs, on account of injury to or death of one person in any one accident and shall be limited to $30,000, exclusive of interest and costs, on account of injury to or death of more than one person in any one accident, as authorized pursuant to N.J.S.A. 17:1.1(a); except that, in order to recover for noneconomic loss, as defined in N.J.S.A. 39:6A-2, for accidents to which the benefits of N.J.S.A. 39:6A-4 apply, the tort option elected pursuant to N.J.S.A. 39:6A-8 shall apply to that injured person.

§ 54-2 Election of tort option; exclusions from personal injury benefits.

A. The Township of Pemberton elects the basic tort option specified under N.J.S.A. 39:6A-8, Subdivision a.

B. Exclusion from personal injury benefits. Pursuant to N.J.S.A. 39:6A-7, the Township of Pemberton elected to exclude from coverage for benefits under Sections 4 and 10 of N.J.S.A. 39:6A-1 et seq. the following:

(1) Any person who suffered personal injuries or death as a result of the following conduct:

(a) While committing a high misdemeanor or felony or seeking to avoid lawful apprehension or arrest by a police officer.

(b) While acting with specific intent or causing injury or damage to himself or others.

(2) Any person having incurred personal injuries or death, who, at the time of the accident:

(a) Was the owner or registrant of an automobile registered or principally garaged in this state that was being operated without personal injury protection coverage.

(b) Was occupying or operating an automobile without the permission of the owner or of a named insured.