It is the intention of the Township to provide plans for health care, life insurance, that allow for reasonable benefits at realistic costs to both the Township and the employee, if deemed necessary. Specific plans and the portion of the cost to be paid by the Township and by the employee shall be specified by contract. Eligibility for benefits for employees not covered by contract shall be based on employment status as herein defined:
Full time. Shall mean any employee regularly scheduled to work 40 hours or more per week. Except where an employee is classified as salaried employee.
Regular. Shall mean any employee hired with the expectation of working continuously for one year or more. Any employee who has worked continuously for one year will be considered regular regardless of expectation for continued employment.
Continuous employment. Shall mean any period of employment uninterrupted by termination, resignation, retirement, or furlough. Any type of approved leave of absence, whether paid or unpaid, shall not constitute an interruption of continuous employment.
Life insurance. All regular, full-time employees in a paid status are eligible for term life insurance in an amount to be determined by the Supervisors. The amount of coverage shall be in relationship to the employee's regular salary. Premiums will be divided between the Township and the employee in a proportion to be determined by the Supervisors, if deemed necessary.
Medical insurance. All regular, full-time employees in a paid status are eligible for medical coverage under a plan determined by the Supervisors. The cost of coverage will be divided between the Township and the employee in a proportion to be determined by the Supervisors, if deemed necessary. At the present time, benefits are paid in full by the Township, no employee participation or deduction is considered.
Workers compensation. All employees are covered by a worker's compensation insurance program for injuries or illnesses sustained on the job. The program shall be administered by an insurance carrier determined by the supervisors in accordance with the regulations and requirements of the Commonwealth of Pennsylvania.
The program provides for payment of medical expenses required as a result of work-related accidents or illness, and payment of a percentage of the employee's wage or salary lost due to absence as a result of such accident or illness.
The Township may require employees to choose a physician from a list determined by the Township for treatment if any benefits are to be paid through the workers' compensation program. The Township reserves the right to require such examinations by a physician as may be necessary to determine the employee's ability to return to work. The Township may require an injured employee to return to work and perform duties of a light or limited nature if the employee is able and such work can be made available.