(a)
A
TNC and TNC drivers shall comply with the requirements of chapter
1954 of the Texas Insurance Code, as amended.
(b)
At
the time a TNC driver is logged on to the transportation network company’s
digital network and is available to receive transportation network
requests, as well as between prearranged rides, the minimum amounts
of liability insurance coverage required are:
(1)
$50,000.00 for bodily injury to or death for each person in an incident;
$100,000.00 for bodily injury to or death of a person per incident;
and, $25,000.00 for damage to or destruction of property of others
in an incident;
(2)
Uninsured or underinsured motorist coverage where required by Texas
Insurance Code section 1952.101; and
(3)
Personal injury protection coverage where required by Texas Insurance
Code section 1952.152.
(c)
At
the time a TNC driver is engaged in a prearranged ride, the automobile
insurance policy must provide, at a minimum:
(1)
Coverage with a total aggregate limit of liability of $1,000,000.00
for death, bodily injury and property damage for each incident;
(2)
Uninsured or underinsured motorist coverage where required by Texas
Insurance Code section 1952.101; and
(3)
Personal and injury protection coverage where required by Texas Insurance
Code section 1952.152.
(d)
If
an insurance policy maintained by a TNC driver has lapsed or does
not provide the required coverage, the TNC shall provide the coverage
required by this section beginning with the first dollar of a claim
against the driver.
(e)
Insurance
satisfying the requirements of this section satisfies the financial
responsibility requirement for an automobile under chapter 601, Transportation
Code.
(Ordinance 16-001, sec. 2, adopted 1/12/16)
A TNC shall disclose in writing to TNC drivers, as part of its
agreement with those drivers, the insurance coverage and limits of
liability that the TNC provides while the driver uses a personal vehicle
in connection with a TNC’s online-enabled digital network. A
TNC shall also disclose in writing to participating drivers, as part
of its agreement with those drivers, that the driver’s own automobile
insurance policy might not provide coverage while the TNC driver uses
a vehicle in connection with a TNC’s digital network depending
on its terms.
(Ordinance 16-001, sec. 2, adopted 1/12/16)
