Whenever an official, officer or employee of the City is a named defendant in any civil action or civil legal proceeding arising out of or incidental to the performance of his or her duties as an official, officer or employee of the City, the City shall provide the official, officer or employee with the necessary and reasonable defense and shall hold such official, officer or employee harmless and indemnify him or her from the payment of any settlement or judgment resulting from the proceedings, except as otherwise set forth in this chapter. The City shall indemnify officials, officers and employees from all civil claims, including defense costs, if and only if the person establishes that the act or omission upon which the claim or judgment was based occurred within the scope of his or her employment as an official, officer or employee of the City and the person establishes that he or she did not act or fail to act because of actual fraud, actual malice or willful misconduct. The following sets forth situations in which the City shall not have a duty to defend or indemnify:
A. Where the action has been brought by the municipality itself, or any board, commission or authority established as a subdivision of municipal government, against said official, officer or employee.
B. Where the official, officer or employee has been specifically found by a court or other competent tribunal in the proceedings to have acted with actual fraud, actual malice or willful misconduct or to have acted or failed to act within the scope of employment.
C. Where the official, officer or employee is found to have violated any code of ethics existing by and pursuant to the laws of the State of New Jersey.