No insurer shall pay a fire loss claim, unless the insurer and the named insured comply with the provisions of this chapter.
A. 
No insurer doing business in the Commonwealth of Pennsylvania shall pay a fire loss claim of a named insured unless the insurer and the named insured comply with the provisions of this chapter.
B. 
The Municipal Officer shall, upon the written request of the named insured specifying the tax description of the property, name and address of the insurer and the date agreed upon by the insurer and the named insured as the date of the receipt of a loss report of the claim, furnish the insurer either of the following within 14 working days of the request:
(1) 
A certificate, or at the discretion of the Borough of Carlisle, a verbal notification which shall be confirmed in writing by the insurer to the effect that, as of the date specified in the request, there are no delinquent taxes, assessments, penalties or user charges against the property.
(2) 
A certificate and bill showing the amount of delinquent taxes, assessments, penalties and user charges against the property as of the date specified in the request that have not been paid as of the date of the certificate. A tax, assessment, penalty or user charge becomes delinquent at the time and on the date a lien could otherwise have been filed against the property by the Borough of Carlisle under applicable law.
C. 
Upon the receipt of a certificate pursuant to Subsection B(1) of this section, the insurer shall pay the claim of the named insured in accordance with the policy terms.
D. 
Upon the receipt of a certificate and bill pursuant to Subsection B(2) of this section, the insurer shall return the bill to the Municipal Officer and transfer to the Municipal Officer an amount from the insurance proceeds necessary to pay the taxes, assessments, penalties, charges and costs as shown on the bill, or the full amount of the insurance proceeds whichever is the lesser amount. The Borough of Carlisle shall receive the amount and apply or credit it to payment of the items shown in the bill.
E. 
Nothing in this section shall be construed to limit the ability of the Borough of Carlisle to recover any deficiency.
The transfer of proceeds to the Municipal Officer shall be on a pro rata basis when a fire loss claim is covered by more than one insurer or more than one policy.
The Borough Council may, by resolution, adopt additional procedures and regulations to implement this article, and may, by resolution, fix reasonable fees to be charged for municipal activities or services provided pursuant to this article including, but not limited to, issuance of certificates and bills.