[Ord. No. 2501 §1, 8-16-2000; Ord. No. 3586 §2, 3-29-2011]
A. An insurance
identification card shall be carried in the insured motor vehicle
at all times. The operator of an insured motor vehicle shall exhibit
the insurance identification card on the demand of any Peace Officer,
commercial vehicle enforcement officer or commercial vehicle inspector
who lawfully stops such operator or investigates an accident while
that officer or inspector is engaged in the performance of the officer's
or inspector's duties. If the operator fails to exhibit an insurance
identification card, the officer or inspector shall issue a citation
to the operator for a violation of Section 303.025, RSMo. A motor
vehicle liability insurance policy, a motor vehicle liability insurance
binder, or receipt which contains the policy information required
in Subsection (2) of Section 303.024, RSMo., shall be satisfactory
evidence of insurance in lieu of an insurance identification card.
B. No owner
of a motor vehicle registered in this State, or required to be registered
in this State, shall operate the vehicle, or authorize any other person
to operate the vehicle, unless the owner maintains the financial responsibility
as required in this Section. No non-resident of this State shall operate
or permit another person to operate in this City a motor vehicle registered
to such non-resident unless the non-resident maintains the financial
responsibility which conforms to the requirements of the laws of the
non-resident's State of residence. Furthermore, no person shall operate
a motor vehicle owned by another with the knowledge that the owner
has not maintained financial responsibility unless such person has
financial responsibility which covers the person's operation of the
other's vehicle.