[Ord. No. 2501 §1, 8-16-2000; Ord. No. 3586 §2, 3-29-2011]
A.
An insurance identification card shall be carried in the insured motor vehicle at all times. The operator of an insured motor vehicle shall exhibit the insurance identification card on the demand of any Peace Officer, commercial vehicle enforcement officer or commercial vehicle inspector who lawfully stops such operator or investigates an accident while that officer or inspector is engaged in the performance of the officer's or inspector's duties. If the operator fails to exhibit an insurance identification card, the officer or inspector shall issue a citation to the operator for a violation of Section 303.025, RSMo. A motor vehicle liability insurance policy, a motor vehicle liability insurance binder, or receipt which contains the policy information required in Subsection (2) of Section 303.024, RSMo., shall be satisfactory evidence of insurance in lieu of an insurance identification card.
B.
No owner of a motor vehicle registered in this State, or required to be registered in this State, shall operate the vehicle, or authorize any other person to operate the vehicle, unless the owner maintains the financial responsibility as required in this Section. No non-resident of this State shall operate or permit another person to operate in this City a motor vehicle registered to such non-resident unless the non-resident maintains the financial responsibility which conforms to the requirements of the laws of the non-resident's State of residence. Furthermore, no person shall operate a motor vehicle owned by another with the knowledge that the owner has not maintained financial responsibility unless such person has financial responsibility which covers the person's operation of the other's vehicle.