[Ord. No. 134, § 3, 4-5-2010]
For the purposes of this article, the following words and phrases are defined as follows:
ABANDONED VACANT PROPERTYMeans vacant property as defined in this article that has been vacant for 30 days or more and meets any of the following criteria:
(1) Provides a location for loitering, vagrancy, unauthorized entry or other criminal activity;
(2) Has one or more broken windows, or two or more windows boarded up, for more than 30 days;
(3) Has utilities disconnected or not in use;
(4) Is not maintained in compliance with township codes and ordinances, including without limitation, Michigan Residential Building Code, International Property Maintenance Code and the Fire Prevention Code.
(5) Has taxes in arrears for a period of time exceeding 365 days;
(6) Is only partially completed, is not fit for human occupancy and there are no active building permits on the property that will result in restoration of the premises to a safe and habitable condition.
BORROWERMeans a borrower under a mortgage, who grants a lien or interest in property to a trustee as security for the payment of a debt.
BUILDINGMeans a structure with a roof supported by columns or walls to serve as a shelter or enclosure.
EVIDENCE OF VACANCYMeans any condition that on its own or combined with other conditions present would lead a reasonable person to believe the property is vacant. Such conditions include, but are not limited to, overgrown and/or dead vegetation, accumulation of newspapers, circulars, flyer and/or mail, past due utility notices and/or disconnected utilities, accumulation of trash, junk and/or debris, broken or boarded up windows, abandoned vehicles, auto parts or materials, the absence of window coverings, such as curtains, blinds and/or shutters, the absence of furnishings and/or personal items consistent with habitation or occupation, statements by neighbors, passersby, delivery agents, or government employees that the property is vacant.
FORECLOSUREMeans the process by which a mortgage is enforced against a parcel of real property through sale or offering for sale to satisfy the debt of the borrower.
LENDERMeans a person, firm, or corporation holding a mortgage on a property.
MORTGAGEMeans a recorded lien or interest in real property to secure payment of a loan.
OWNERMeans an individual, co-partnership, association, corporation, company, fiduciary, or other person or legal entity having a legal or equitable title or any interest in any real property.
POSSESSORY LENDERMeans a person, firm, or corporation that has foreclosed a mortgage on a property but may not have legal or equitable title.
SAFETY AND MAINTENANCE INSPECTIONMeans a visual inspection to check the minimum requirements as set forth in the International Property Maintenance Code, 2006 or its successor Code, for sanitary maintenance, life safety, other obvious hazards and code violations. Such inspections will be done in accordance with a checklist maintained by the township building department, which checklist shall be approved by the township board of trustees.
STRUCTUREMeans anything constructed or erected the use of which requires location on or attachment to the ground and includes buildings.
VACANT PROPERTYMeans an unimproved lot or parcel of real property that is not currently used or occupied and an improved lot or parcel of real property with at least one building or structure that is not currently used or occupied.