City of Taunton, MA
Bristol County
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Table of Contents
Table of Contents
[HISTORY: Adopted by the Municipal Council of the City of Taunton as Rev. Ords. 1964, §§ 10-28 to 10-30A (Ch. 12, Art. IX, of the 2010 Code). Amendments noted where applicable.]
GENERAL REFERENCES
Junk, old metal, antiques and secondhand articles — See Ch. 287.
Peddlers, solicitors and vendors — See Ch. 337.
[Amended 11-5-1984; 7-11-2000[1]]
The Municipal Council shall license suitable persons to be pawnbrokers. Applications for such license shall be filed at the office of the City Clerk and shall be referred to and reported upon by the Committee on Police and License. The City Clerk shall issue such licenses authorized by the Council upon the payment of a fee of $100. Each such license shall run for a period of one year and shall expire upon May 1 following. The licensee shall, at the time of receiving such license, file with the City Clerk a bond in accordance with MGL c. 140, § 77.
[1]
Editor's Note: Amended at time of adoption of Code (see Ch. 1, General Provisions, Art. II).
[Amended 1-2-1979]
A. 
Every pawnbroker shall keep a bound book with pages numbered consecutively in which, at the time of making a loan, shall be legibly written in the English language an account and description, including all distinguishing marks and numbers, of the articles pawned, the amount of money loaned thereon, and time of pawning them, the rate of interest to be paid on such loan, and the name, age, residence, including the street, number, city or town, and the registration number of the vehicle used by the person pawning such articles, and shall furnish a correct record of such transactions, containing all such information, once a week, or more frequently if required, to the licensing authorities or to any person designated by them. Every pawnbroker shall also photograph any person pawning articles and keep the photographs with said books as part of his/her records.
B. 
It shall be the licensee's responsibility to require satisfactory identification of the person pawning such article.
C. 
Said bound book shall be kept by the licensee for at least one year from the date of the last entry recorded in the same.
D. 
Any violation of any provision of this chapter shall be a valid reason for immediate revocation of said license. In addition, whoever violates any provision of any section under this chapter shall be punished as provided by § 1-5 of these Revised Ordinances. Each unlawful act, transaction or omission to comply with any provision shall constitute a separate offense.
Every pawnbroker shall, at the time of making such loans, deliver to the person who pawns any article a memorandum or note signed by the pawnbroker and containing the substance of the entry required by § 329-2. No charge shall be made or required by any pawnbroker for such entry, memorandum or note.
[Amended 11-15-1977]
A. 
Every pawnbroker shall, at the time of making such loans, completely disclose the interest rate to be charged on said loan, and in no event shall a pawnbroker charge or receive an interest rate greater than that fixed by this section. The maximum interest rate to be allowed under this section is 18% per year, or 4.5% per month for four months.
B. 
Any pawnbroker who violates any provision of this or the preceding sections shall be punished in accordance with the provisions of MGL c. 140.
[Added 1-2-1979]
No person who holds a license under the provisions of this chapter, nor any of the employees or agents, shall, directly or indirectly, conduct any transactions with any minor, knowing or having reason to believe the person to be such. It shall be the licensee's responsibility to require satisfactory proof of age. Violations of this section shall be punishable in accordance with § 329-2.