Before any permit shall be issued to any owner or operator of
a taxicab, or before any renewal of the permit shall be granted, the
owner or operator shall be required to file with the city manager
or designee, and thereafter keep in full force and effect, a liability
policy in a form approved by the state department of insurance, issued
by an insurance company duly authorized to transact liability insurance
in the state, covering bodily injuries and injury to or destruction
of property resulting from the operation of such vehicle or vehicles.
(1973 Code, sec. 29-48; 1991 Code,
sec. 30-61; 2007 Code, sec. 48-85; Ordinance adopting 2022 Code)
Liability insurance, or a qualified plan of self-insurance as
authorized by law, of not less than currently established or as hereafter
adopted by resolution of the city council from time to time, shall
be maintained covering the operation of each vehicle used to provide
taxicab services hereunder.
(1991 Code, sec. 30-62; Ordinance 90-439, sec. I, adopted 7/12/90; Ordinance 00-554, secs. 4, 6,
adopted 2/24/00; 2007 Code, sec.
48-86)
The public liability insurance required by this division shall
be for the protection of the passengers of the insured taxicab and
for the public, but shall not cover personal injuries sustained by
the servants, agents or employees of the person filing the insurance.
(1973 Code, sec. 29-50; 1991 Code,
sec. 30-63; 2007 Code, sec. 48-87)
All policies of public liability insurance required by this
division shall contain a provision for a continuing liability thereon
up to the full amount thereof, notwithstanding any recovery thereon.
(1973 Code, sec. 29-51; 1991 Code,
sec. 30-64; 2007 Code, sec. 48-88)
In the event of the return unsatisfied of any execution issued
on any final judgment rendered against any taxicab owner in any suit
for damages on account of injury to person or property occasioned
by the operation of any taxicab, such owner, within ten days after
the return of such execution unsatisfied, provided the judgment is
still unpaid, shall increase the amount of his insurance by the amount
of such judgment, and failing to do so shall forthwith cease the operation
of taxicabs in the city until such additional insurance is deposited
or such judgment is paid.
(1973 Code, sec. 29-52; 1991 Code,
sec. 30-65; 2007 Code, sec. 48-89)
(a) In
the event that any insurer desires to be released from any insurance
filed under this division, he may give written notice of such desire
to the chief of police at least 30 days before he desires his liability
released, and the chief of police shall thereupon give written notice,
by personal delivery or by mail, to the insured and demand that he
furnish new insurance by the expiration of the 30-day period provided
for, and shall discharge such first insurer from any liability which
shall accrue after the time of approval of such new policy, or shall
discharge such first insurer after the expiration of such 30-day period.
(b) In
the event any policy is so cancelled upon the request of the insurer,
and no new insurance policy is filed before the cancellation of the
original insurance, the permit to operate taxicabs granted to the
insured shall be automatically revoked.
(1973 Code, sec. 29-53; 1991 Code,
sec. 30-66; 2007 Code, sec. 48-90)
Neither the city nor any officer thereof shall be held liable
for the pecuniary responsibility or solvency of any insurer under
the provisions of this division, or in any manner become liable for
any sum on account of any such claim or act or omission relating to
the insured vehicle, nor shall the liability of the owner of any such
vehicle be in any manner limited or changed by reason of the provisions
of this division, but the judgment creditors having causes of action
secured thereby shall be authorized to sue directly on such policy
of insurance without impleading the city, and all persons known to
any insurer to have been injured or damaged in the same accident and
claiming damages thereunder may be made parties without priority of
claim on payment in any suit had or instituted on account of such
matters.
(1973 Code, sec. 29-54; 1991 Code,
sec. 30-67; 2007 Code, sec. 48-91)