[11-4-2022 by Ord. No.
25-2022]
a. The owner of a business or the owner of a rental unit or units, other
than a multifamily home as set forth in this section below, shall
be required to maintain liability insurance for all negligent acts
and omissions in an amount of no less than $500,000 for combined property
damage and bodily injury to or death of one or more persons in any
one accident or occurrence.
b. The owner of a multifamily home which is four or fewer units, one
of which is owner-occupied, shall maintain liability insurance for
negligent acts and omissions in an amount of no less than $300,000
for combined property damage and bodily injury to or death of one
or more persons in any one accident or occurrence.
[11-4-2022 by Ord. No.
25-2022]
a. Any owner of a business or rental unit(s) required to maintain insurance as set forth in §
27-1, above, is required to register the certificate of such insurance coverage with the Borough Clerk as follows:
1. Within 30 days of the date this chapter takes effect.
2. Within 30 days of the date of establishment of said business or rental
unit(s) within the Borough.
3. On or before January 15 or each year following enactment of this
section.
b. A new certificate will be required annually for each calendar year.
All certificates shall be renewed no later than January 15 of each
year. It shall be the responsibility of any owner conducting, operating
or engaging in any business covered by this requirement to apply for
a certificate at the Office of the Clerk.
[11-4-2022 by Ord. No.
25-2022]
The following words and phrases, when used in this chapter,
shall have the meanings ascribed to them in this section, except where
the context clearly indicates a different meaning:
BUSINESS
Any person offering and/or engaged in buying, selling, storing
and/or transferring merchandise, goods, real property, personal property,
moneys, services and/or other items who do so for a fee, price, retainer,
commission, percentage and/or other means of compensation for the
purpose, stated or otherwise, of realizing a profit or other gain.
[11-4-2022 by Ord. No.
25-2022]
a. Any business owner, rental until owner, or owner of a multifamily
home that is four or fewer units, one of which is owner occupied,
located within the Borough shall file a completed municipal insurance
registration form and certificate of insurance with the Clerk and
shall pay the required fee.
b. The municipal insurance registration form shall contain the following
information for each owner applying for a certificate:
2. The nature of and address of the business, rental unit(s) or multifamily
home(s).
3. The business address of the owner.
4. The home address of the owner.
5. The business telephone number of the owner.
6. The home telephone number and/or cell number of the owner.
7. The trade name or other business identification titles used by the
owner.
c. The Clerk shall issue a municipal insurance registration certificate
to any owner who files a completed municipal insurance registration
form with certificate of insurance demonstrating the required coverage,
and pays the required fee.
d. Upon receipt of the requirements of §
27-4c, the municipal insurance registration certificate shall be issued along with a copy of the completed municipal insurance registration form with an acknowledgment by the Clerk that it has been properly filed.
[11-4-2022 by Ord. No.
25-2022]
a. In the event that two or more businesses occupy the same location,
the owner shall be required to complete a separate municipal insurance
registration form and obtain a separate certificate for each such
business.
b. In the event that the same owner conducts businesses at two or more
locations, a separate business registration form and certificate shall
be required for each location.
[11-4-2022 by Ord. No.
25-2022]
Every owner having a municipal insurance registration certificate
for a business or rental unit or multifamily home of four or few units,
one of which is owner-occupied, that ceases to operate, changes the
principal activity in which it is engaged, changes its location and/or
locations in the municipality, moves out of the municipality or changes
owners and/or managers, must submit written notice to the Clerk within
30 days of such change. In the event of cessation of business or moving
out of the municipality, the person having a certificate for a business
must provide the name, address and home telephone number of the person
or principal officer of the business to the Clerk within 30 days of
such event.
[11-4-2022 by Ord. No.
25-2022]
Issuance of a municipal insurance registration certificate by
the municipality does not evidence compliance with other applicable
rules, regulations, ordinances and statutes of the municipality, county
and State of New Jersey, or other regulatory agencies having jurisdiction
over the activities of the certificate holder.
[11-4-2022 by Ord. No.
25-2022]
The annual fee for registration of the certificate of insurance
pursuant to this section shall be $20, due at the time the certificate
of insurance is to be registered with the Borough Clerk.
[11-4-2022 by Ord. No.
25-2022]
If the owner of a business or rental unit(s) subject to the
registration requirements of this section is found to be in violation
of these provisions, a fine of not less than $500 but no more than
$5,000 may be assessed against same through a summary proceeding in
accordance with the provisions of in N.J.S.A. 2A:58-10 et seq.