This chapter shall be known and may be cited as the "Palmyra
Borough Pawn Shops and Secondhand Shops Ordinance."
The following terms are hereby defined for purposes of interpretation,
administration, and enforcement of this chapter:
BOROUGH
Palmyra Borough, Lebanon County, Pennsylvania.
DEALERS IN SECONDHAND GOODS
Includes any person who otherwise in the normal course of
business purchases personal property not from a retail or wholesale
entity or auction for the purposes of reselling the property.
PAWNBROKERS
Includes any person who:
A.
Engages in the business of lending money on the deposit or pledge
of personal property other than choses in action, securities or written
endeavors or indebtedness;
B.
Purchases personal property with an express or implied agreement
or understanding to sell it back at a subsequent time at a stipulated
price; or
C.
Lends money upon goods, wares or merchandise pledged, stored
or deposited as collateral security.
PLEDGE
An article or articles deposited with a pawnbroker as security
for a loan in the course of his/her business as defined Subsection
C of the definition "pawnbrokers."
PLEDGER
The person who obtains a loan from a pawnbroker and delivers
a pledge into the possession of a pawnbroker, unless such person discloses
that he is or was acting for another, in which case a "pledger" means
the disclosed principal.
POLICE DEPARTMENT
The Palmyra Borough Police Department or any successor entity
which provides law enforcement services within the Borough.
TARGET GOODS
Jewelry, cameras and photographic equipment, gold coins or
bars, silver bars, copper tubing, electronics equipment such as televisions
or VCRs or radios or computers or computer equipment or microwave
ovens, antiques, currency collectibles such as coins or stamps, and
any other item of value likely to be the subject of criminal activity
such as burglary or theft. Hereafter, the Police Department may update
this definition by sending a list of categories of "target goods"
to pawnbrokers and dealers in secondhand goods identifying themselves
as such.
Each pawnbroker or dealer in secondhand goods shall keep a book
legibly written in the English language in which shall be recorded:
A. A full and accurate description of all articles purchased or left
in pawn with them, including any serial number thereon.
B. The date and time of pawning or purchasing the same.
C. The date and time within which such pawned or pledged article is
to be redeemed.
D. The amount of money lent or paid therefor.
E. The description of the person or persons, including such person's
name, date of birth, address, driver's license number or social
security number, and a physical description including sex, approximate
age, race, height, and any identifying features.
No pawnbroker or dealer in secondhand goods shall purchase or
take in pawn any goods of any kind from any person under 18 years
of age.