Township of Deerfield, NJ
Cumberland County
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Table of Contents
Table of Contents
[HISTORY: Adopted by the Township Committee of the Township of Deerfield 12-6-1995 by Ord. No. 1995-6 (Ch. 51, Art. I, of the 1984 Code). Amendments noted where applicable.]

§ 89-1 Limitations on payment.

A. 
Pursuant to the provisions of N.J.S.A. 17:36-8 et seq., no insurance company authorized to issue fire insurance policies in the State of New Jersey shall pay any claims in excess of $2,500 on any real property located within the Township of Deerfield, Cumberland County, State of New Jersey, unless or until:
(1) 
The insured person submits an official certificate, on a form prescribed and certified by the Township of Deerfield, that all anticipated demolition costs and all taxes and assessments and all other municipal liens or charges due and payable against said property have been paid; or
(2) 
The Township of Deerfield submits to the insurance company a certified copy of a resolution, adopted pursuant to § 89-6 of this chapter, demonstrating the existence of an agreement between the Township of Deerfield and the owners of the fire-damaged property for the payment of all such charges in installments.
B. 
All search fees incurred under these provisions shall be paid by the insured.
C. 
Any request, pursuant to this chapter, for an official certificate of search shall specify that the search concerns fire-damaged property.

§ 89-2 Payment of estimated demolition costs.

If demolition of a fire-damaged property has not yet occurred on the date of receipt by the Township of Deerfield of a request for execution of an official certificate required by this chapter, the insured shall provide on that certificate an estimate of the anticipated costs of demolition. The insurer, on notice to the insured, shall pay the anticipated costs of demolition to the Township of Deerfield, which shall hold the funds in an interest-bearing escrow account in a state or federally chartered bank, savings bank or savings and loan association in the State of New Jersey.

§ 89-3 Applicability.

The provisions of this chapter shall be applicable to any fire insurance policy issued or renewed after the effective date hereof and after the filing of this chapter with the New Jersey State Commissioner of Insurance.

§ 89-4 Responsibility of insurance company.

With respect to fire-damage claims in excess of $2,500 on any real property located within the Township of Deerfield, Cumberland County and State of New Jersey, the insurance company to whom such claim is submitted is hereby authorized and required, pursuant to N.J.S.A. 17:36-8 et seq., to pay to the Township of Deerfield the amount of all anticipated demolition costs and to pay, in addition, the amount of the liens appearing on the official certificate and such other recorded liens or related charges as may be certified to the insurance company.

§ 89-5 Appeals procedure.

If any appeal is taken on the amount of any lien or charge, other than an appeal on the assessed valuation of real property pursuant to N.J.S.A. 54:3-21, the insurance company shall issue a draft payable to the court of record, to be held by the court in an interest-bearing escrow account in a state or federally chartered bank, savings bank or savings and loan association in the state, in an amount totaling 75% of the full amount of the lien or charge being contested but not to exceed the proceeds payable under its insurance policy; and the insurance company shall issue a draft payable to the Township of Deerfield for the remaining 25% of the lien or charge being contested, with the full amount paid by the insurance company to the court and to the Township of Deerfield not to exceed the proceeds payable under its insurance policy, pending termination of all proceedings, at which time such moneys and all interest accruing thereon, at a rate paid on interest-bearing accounts in state or federally chartered banks, savings banks or savings and loan associations in the State of New Jersey, shall be disbursed in accordance with the final order or judgment of the court.

§ 89-6 Installment payments.

In the event that an agreement is entered into between the Township of Deerfield and the owner of a fire-damaged property for the payment of the anticipated demolition costs, taxes and assessments or all other municipal liens or charges due and payable, by installment payments pursuant to N.J.S.A. 54:5-19 et seq., the involved insurance company, on receipt from the Township of Deerfield of a certified copy of a resolution of agreement to said effect, may make full payment on the claim to its insured. No such agreement for the payment of municipal charges, including anticipated costs of demolition, shall be made, however, unless the Township Committee of the Township of Deerfield is satisfied that the proceeds from the claim for the fire damages are to be used to restore or to improve the fire-damaged property on an immediate basis.

§ 89-7 Construal of provisions.

Nothing herein shall be construed to alter or affect any other remedy available to the Township of Deerfield under any other law of the State of New Jersey.