[Added 6-15-2004 by Ord. No. 2004-775]
A.
This article is intended to implement provisions of
the New Jersey Fair Housing Act, N.J.S.A. 52:27D-301 et seq., and
the regulations adopted by the New Jersey Council on Affordable Housing
as set forth in N.J.A.C. 5:91, 5:92 and 5:93 (the "COAH regulations")
by establishing procedures and policies relating to eligibility, marketing
and other administrative aspects of affordable low- and moderate-income
housing units when such housing is authorized or required.
B.
In furtherance of the intent of this article, all
terms used herein shall have the definition and meaning as set forth
in the COAH regulations and all provisions herein shall be interpreted
in a manner consistent with the COAH regulations, including future
amendments thereto.
A.
Purpose. This section sets forth the requirements
applicable to low- and moderate-income housing units where required
to be provided as part of an inclusionary development. These provisions
are intended to implement and be consistent with the COAH regulations
in N.J.A.C. 5:93-7.1 et seq., including any subsequent amendments
thereto.
B.
C.
Bedroom distribution.
(1)
Inclusionary developments that are not restricted
to senior citizens shall be structured in conjunction with realistic
market demands so that:
(a)
The combination of efficiency/studio and one-bedroom
units is at least 10% and no greater than 20% of the total low- and
moderate-income units;
(b)
At least 30% of all low- and moderate-income
units are two-bedroom units; and
(c)
At least 20% of all low- and moderate-income
units are three-bedroom units.
(2)
Low- and moderate-income units restricted to
senior citizens may utilize a modified bedroom distribution. At a
minimum, the number of bedrooms shall equal the number of senior citizen
low- and moderate-income units within the inclusionary development.
The standard can be met by creating all one-bedroom units or by creating
a two-bedroom unit for each efficiency/studio unit.
D.
Establishing rents and prices of units.
(1)
The initial sales price of a low- and moderate-income
owner-occupied housing unit shall be established so that, after a
down payment of 5%, the monthly principal, interest, property taxes,
insurance and condominium or homeowners' association fees, if any,
do not exceed 28% of eligible gross monthly income for the appropriate
household size as set forth in a schedule adopted by COAH.
(2)
For rental units, the rents, including utilities,
are to be set so as not to exceed 30% of the eligible gross monthly
income for the appropriate household size as set forth in a schedule
adopted by COAH. The allowance for utilities shall be consistent with
the utility allowance approved by the Department of Housing and Urban
Development for use in New Jersey.
(3)
The following criteria shall be considered in
determining maximum rent levels and sale prices:
(4)
Housing units that satisfy the criteria in Subsection
(D)(3)(a) through (d) of this section shall be considered affordable.
(5)
Median income by household size shall be determined
as established by COAH based on a regional weighted average of the
uncapped Section 8 income limits published by the Department of Housing
and Urban Development or other recognized standard that applies to
the housing unit.
(6)
The maximum sales price for any of the low-
and moderate-income units within an inclusionary development shall
be affordable to a household earning no more than 70% of median income,
and the average sales price of all of the low- and moderate-income
units within an inclusionary development shall be affordable to a
household earning no more than 55% of median income. The maximum rent
for any of the low- and moderate-income units within an inclusionary
development shall be affordable to a household earning no more than
60% of median income, and the average rent of all of the low- and
moderate-income units within an inclusionary development shall be
affordable to a household earning no more than 52% of median income.
(7)
Moderate income sales units shall be available
for at least three different prices, and low-income sales units shall
be available for at least two different prices.
(8)
In an inclusionary development, the low- and
moderate-income units shall utilize the same heating type or source
as the market units.
(9)
If an inclusionary development involves a condominium
or homeowners' association, the master deed shall provide that condominium
or homeowners' association fees or special assessments for low- and
moderate-income purchasers shall be 1/3 of the condominium or homeowners'
association fees paid for market rate units. Once established within
the master deed, the percentage shall not be amended without prior
approval by COAH.
(10)
Rent levels and sales price may be adjusted
periodically based upon adoption by COAH of revised income limits.
E.
Phasing of low- and moderate-income units. In accordance
with N.J.A.C. 5:93-5.6(d), low- and moderate-income housing units
within inclusionary developments shall be built in accordance with
the following schedule:
|
Minimum Percentage of Low- and Moderate-Income
Units Completed
|
Maximum Percentage of Market Housing Units
Completed
| |
|---|---|---|
|
0
|
25
| |
|
10
|
25 + 1 unit
| |
|
50
|
50
| |
|
75
|
75
| |
|
100
|
90
|
F.
Minimum floor area. Minimum floor area requirements
for low- and moderate-income housing units shall be as follows:
|
Unit Type
|
Minimum Floor Area
(square feet)
| |
|---|---|---|
|
0 bedroom (studio) unit
|
500
| |
|
1 bedroom unit
|
675
| |
|
2 bedroom units
|
900
| |
|
3 bedroom units
|
1,000
|
G.
Design and appearance. All buildings containing low-
and moderate-income units shall be comparable to those containing
market units in terms of architectural design and quality of building
materials.
A.
Purpose. This section is intended to implement the
provisions of Subchapter 9 of the COAH regulations, N.J.A.C. 5:93-9.1
et seq., which establishes guidelines and regulations designed to
provide assurance that low- and moderate-income housing units will
remain affordable over time.
B.
Administrative authority. Responsibility for administration
and enforcement of this section shall be vested with the Borough Administrator,
unless and until a municipal contract is entered into with the Department
of Community Affairs Affordable Housing Management Service (AHMS)
or other agency or entity acceptable to COAH (the "administrative
authority"). The administrative authority shall have responsibility
for ensuring the affordability of sales and rental units, including
affirmative marketing; income qualification of low- and moderate-income
households; placing income-eligible households in low- and moderate-income
units upon initial occupancy, placing income-eligible households in
low- and moderate-income units as they become available during the
period of affordability controls; and enforcing the terms of the deed
restriction and mortgage loan. The developer shall be responsible
for the administrative fee charged by administrative authority.
C.
Length of affordability controls. All low- and moderate-income
units shall be subject to affordability controls for a period of not
less than 30 years consistent with N.J.A.C. 5:93-9.2.
D.
Form of affordability controls.
(1)
All conveyances of newly constructed low- and
moderate-income sales units shall be subject to a deed restriction
and mortgage lien in a form consistent with Subchapter 9 of the COAH
regulations.
(2)
All low- and moderate-income rental units shall
be subject to appropriate deed restrictions consistent with the purpose
and intent of Subchapter 9 of the COAH regulations.
(3)
The developer shall submit proposed deed restrictions
to the administrative authority for review and approval.
A.
Purpose. This section is intended to implement and
be consistent with Subchapter 11 of the COAH regulations, N.J.A.C.
5:93-11.
B.
Applicability. The regulations in this section shall
apply to all low- and moderate-income housing units created in the
Borough, including the rental or rerental or rehabilitated units or
subsidized accessory apartments.
C.
Administration. The administrative authority shall
have the responsibility of administering the affirmative marketing
plan, which shall present a regional strategy designed to attract
buyers and/or renters of all majority and minority groups within the
housing region, regardless of sex, age or number of children, to housing
units which are being marketed by a developer/sponsor, the municipality
and/or a designated administrative agency of affordable housing within
the Borough. The plan shall prohibit discrimination in the sale, rental,
financing or other services related to such housing on the basis of
race, color, sex, religion, handicap, age (except for designated senior
citizens' units), familial status, family size or national origin.
D.
Marketing plan. The developer shall be required to
prepare and submit an affirmative marketing plan for each development,
which shall be subject to prior review and approval by the administrator
authority, who shall also approve all advertising and other actions
associated with implementation of the affirmative marketing plan.
In accordance with N.J.A.C. 5:93-11.3, the affirmative marketing plan
shall address the following:
(1)
The advertising program shall be designed to
reach all segments of the eligible population with the housing region.
(2)
The plan shall describe the media to be used
in advertising and publicizing the availability of housing. The media
shall include, at a minimum, newspapers of general circulation within
the housing region, such as the Newark Star-Ledger.
(3)
The marketing process for available low- and
moderate-income units shall begin at least four months prior to expected
occupancy. In implementing the marketing program, there shall be at
least one press release and one paid advertisement in a newspaper
of general circulation within the housing region during the first
week of the marketing program. Additional advertising and publicity
shall be on an "as needed" basis.
(4)
The advertisement shall include a description
of the:
(a)
Number of units currently available;
(b)
Anticipated dates of future available units;
(c)
Numbers of bedrooms per available unit;
(d)
Range of monthly rents;
(e)
Sizes of available units;
(f)
Income limit information;
(g)
Where and how applications may be obtained,
including business hours at each location;
(h)
Name, telephone number and location of the housing
administrator's office;
(i)
For inclusionary developments, street addresses
and direction to the housing units and/or local sales office.
(5)
Applications for low- and moderate-income housing
shall be available in several convenient locations, including, at
minimum, the municipal administration building, the municipal library
and at the developer's sales office. Applications shall be mailed
to prospective applicants upon request.
(6)
Flyers and copies of applications and information
packets shall be sent to community contact organizations, agencies,
officials and departments, including, at a minimum, the following:
(7)
The cost of preparing and implementing the marketing
plan and all advertising for low- and moderate-income units shall
be the owner/developer's responsibility.
E.
Marketing for initial sales and rental. Marketing
for the initial sales and/or rental and resales and rerentals of low-
and moderate-income units shall be in accordance with N.J.A.C. 5:93-11.4
which establishes the procedures to be followed in screening applicants
and verifying incomes.
F.
Prescreening and qualification.
(1)
Households that apply for low- and moderate-income
housing will be prescreened by the administrative authority for income
eligibility by comparing their total income to the current low- and
moderate-income limits adopted by COAH. Applicants will be notified
as to their eligibility status. In order to ensure a sufficient supply
of qualified applicants, the advertising process will continue until
at least 10 income-eligible applicants have applied for each low-
and moderate-income unit available or until all of the available low-
and moderate-income units within the Borough have been sold or rented,
whichever occurs first.
(2)
Having prescreened applicants for income eligibility,
the administrative authority will analyze the income and household
size of each applicant to determine which of the available low- and
moderate-income housing units the applicant is qualified to occupy.
(3)
The administrative authority will interview
each applicant to verify the applicant's income and review the applicant's
credit history. Applicants will be required to submit income verification
for each household member 18 years or older. This process will be
utilized in establishing the final certified applicant group.
(4)
If there is more than one certified applicant
for an available low- and moderate-income unit, placement will be
made on a first-come-first-served basis, considering the date the
application was first received by the administrative authority.
(5)
The process described in this section will begin
at least 120 days before the issuance of a certificate of occupancy
for an affordable dwelling unit in the affordable housing program
and will continue until all low- and moderate-income units are occupied
and for as long as there are deed-restricted affordable units within
the municipality.
(6)
A waiting list will be maintained by the administrative
authority for the purpose of facilitating the initial rentals and
any rerentals after all of the low- and moderate-income units have
been initially occupied. The administrative authority will update
the waiting list at least annually by contacting prospective applicants
and determining their continuing eligibility for and interest in the
program.
(7)
Households who live or work within the housing
region will be given preference over households from outside of the
housing region for the first 30 days that a unit becomes available.
If no qualified households from within the housing region can be found
within 30 days, the unit may be sold or rented to a household from
outside the housing region.
(8)
Households will generally be referred to available
units using the following standards for occupancy:
(a)
A maximum of two persons per bedroom;
(b)
Children of same sex in the same bedroom;
(c)
Unrelated adults or persons of the opposite
sex other than husband and wife in separate bedrooms;
(d)
Children not in same bedroom with parents;
(e)
Households may be considered for units other
than as set forth in this section except that in no case shall a household
be referred to a unit that provides for more than one additional bedroom
over the number required by the application of Subsection (F)(8)(a)
through (d) of this section.
G.
Continuing marketing. Marketing activities to ensure
a pool of income eligible applications shall continue following completion
of initial occupancy. Such activities shall be in accordance with
the provisions of N.J.A.C. 5:93-11.5.
H.
Monitoring. The Borough of Essex Fells shall comply
with the monitoring and reporting requirements of N.J.A.C. 5:93-11.6
and 12.1. The housing administrator shall either submit the appropriate
documentation to the Borough so that the monitoring and reporting
requirements can be fulfilled or shall submit the monitoring and reporting
documentation directly to COAH.
