[Adopted 11-23-1992 by Ord. No. 15-92]
Pursuant to the provisions of P.L. 1978, c.
184, no insurance company authorized to issue fire insurance
policies in this state shall pay any claims in excess of $2,500 on
any real property located within Hampton Borough for fire damages
pursuant to any fire insurance policy issued or renewed after the
adoption of this article and the filing thereof with the State Commissioner
of Insurance until such time as all taxes and assessments and all
other municipal liens or charges due and payable appearing on the
official certificate of search shall have been paid either by the
owner of such real property or by the insurance company pursuant to
the provisions of P.L. 1978, c. 184, or the Borough of Hampton submits
to insurance company a copy of a resolution adopted pursuant to Section
4 of P.L. 1978, c. 184.
[Adopted 10-17-2022 by Ord. No. 09-2022]
It is unlawful for any owner of a business, owner of a rental
unit or units, or the owner of a multifamily home of four or fewer
units, one of which is owner occupied, to operate within the Borough
without first registering its certificate of insurance demonstrating
compliance with Section 1 of P.L. 2022, c. 92, and paying the registration fee required herein.
The following entities are required to register their certificate
of insurance under this article:
A. Businesses, which shall mean any person intending to sell or dispose
of or to offer to sell or dispose of any goods, wares, merchandise
or render any services for fees within the Borough. This shall include
businesses operating on a temporary basis within the Borough such
as peddlers, solicitors, and transient vendors licensed pursuant to
Borough Code § 4-2 and temporary retail food establishments
and mobile food units licensed pursuant to Borough Code § 4-3.
B. Owners of single rental dwelling units.
C. Owners of multiple dwelling rental units.
D. Owners of multifamily homes that include rental units, even where
one unit is owner-occupied.
The Borough Clerk shall accept, approve, and file registration
applications, and collect registration fees hereunder.
The registration fees of this article shall be $15 annually.
Registrations shall expire on December 31 of each year. Renewals must
be submitted by December 1 of each year. After the effective date
of this section, entities covered under this section shall be required
to register by December 1, 2022, and such registration shall be valid
for the 2023 calendar year.
An application for a business insurance registration shall be
accompanied by the required fee and shall be made to the Borough Clerk
upon forms provided by the Clerk. It shall contain the following information:
A. Name and address of the applicant. If the applicant is a corporation,
the name and address of its registered agent.
B. The address of the rental dwelling units or business as applicable.
If the registration applies to a transient business or a mobile food
unit, a general description of the time frame for operation and area
where the business will be operated.
C. A description of the nature of the business and the goods, property
or services to be sold or supplied.
D. A certificate of insurance reflecting the following amounts of insurance
in compliance with P.L. 2022, c. 92.
(1) Except as provided in Subsection
D(2) of this section, the owner of a business or the owner of a rental unit or units shall maintain liability insurance for negligent acts and omissions in an amount of no less than $500,000 for combined property damage and bodily injury to or death of one or more persons in any one accident or occurrence.
(2) The owner of a multifamily home which is four or fewer units, one
of which is owner-occupied, shall maintain liability insurance for
negligent acts and omissions in an amount of no less than $300,000
for combined property damage and bodily injury to or death of one
or more persons in any one accident or occurrence.