A service charge in the amount of $20 is hereby established for any check paid to the Borough of Clayton, or any department or agency thereof, which is returned unpaid.
Said service charge shall be payable immediately upon notification by the Borough that any check was returned unpaid. If not paid immediately, the service charge will be added, where applicable, to the property tax lien or water and sewer tax lien against the property of the issuer of the check which was returned unpaid.