The following words, terms and phrases, when used in this article,
shall have the meanings ascribed to them in this section, except where
the context clearly indicates a different meaning.
ABANDONED REAL PROPERTY
[Amended 11-9-2022 by Ord. No. 2022-08]
A.
Vacant property is defined in this article as any real property
that is a structure on the property that has not been legally occupied
by a mortgagor or tenant for 30 or more days and meets at least two
of the following criteria:
(1)
Overgrown or neglected vegetation;
(2)
The accumulation of newspapers, circulars, flyers, or mail on
the property;
(3)
Disconnected gas, electric, or water utility services to the
property;
(4)
The accumulation of hazardous, noxious or unhealthy substances
or materials on the property;
(5)
The accumulation of junk, litter, trash, or debris on the property
(6)
The absence of window treatments such as blinds, curtains, or
shutters;
(7)
The absence of furnishings and personal items;
(8)
Statements of neighbors, delivery persons, or government employees
indicating that the property is vacant and abandoned;
(9)
Windows or entrances to the property that are boarded up or
closed off, or multiple window panes that are damaged, broken, and
unrepaired;
(10)
Doors to the property that are smashed through, broken off,
unhinged, or continuously unlocked;
(11)
A risk to the health, safety, or welfare of the public or any
adjoining or adjacent property owners due to the acts of vandalism,
loitering, criminal conduct, or the physical destruction or deterioration
of property;
(12)
An uncorrected violation of a municipal building, housing, or
similar code during the preceding year, or an order by municipal authorities
declaring the property to be unfit for occupancy and to remain vacant
and unoccupied;
(13)
The mortgagor or other authorized party has secured or winterized
the property due to the property being deemed vacant and unprotected
or in danger of freezing;
(14)
A written statement issued by the mortgagor expressing the clear
intent of all mortgagors to abandon the property; or
(15)
Any other reasonable indicia of abandonment.
B.
The designation of a property as "abandoned" shall remain in
place until such time as the property is sold or transferred to a
new owner, the foreclosure action has been dismissed, and any default
on the mortgage has been cured.
APPLICABLE CODES
Includes, but shall not be limited to, the Township's Zoning
Code, the Township's Code of Ordinances (Township Code), and the New
Jersey Building Code.
BORROWER
A borrower under a mortgage, who grants a lien or interest
in residential property as security for the payment of a debt.
CREDITOR
Mortgagee or an agent or assignee of a mortgagee, such as
the servicer, who has filed a complaint in the Superior Court of New
Jersey seeking to foreclose upon a residential or commercial mortgage.
If the entity seeking to foreclose upon the residential or commercial
mortgage changes as a result of an assignment, transfer, or otherwise
after the filing of the foreclosure complaint in the Superior Court,
the new entity shall be deemed the creditor for purposes of this article.
[Added 11-9-2022 by Ord. No. 2022-08]
ENFORCEMENT OFFICER
Any law enforcement officer, building official, zoning inspector,
code enforcement officer, fire inspector or building inspector, or
other person authorized by the Township to enforce the applicable
code(s).
FORECLOSURE
The process by which a mortgage is enforced against a parcel
of real property.
LENDER
A person, firm, or corporation holding a mortgage on a property.
MORTGAGE
A recorded lien or interest in real property to secure payment
of a loan.
OWNER
[Amended 11-9-2022 by Ord. No. 2022-08]
A.
An individual, partnership, association, corporation, company,
titleholder, fiduciary or their legal entity having a legal equitable
title or any interest in any real property. Shall include the title
holder, any agent of the title holder having authority to act with
respect to a vacant and/or abandoned property, any foreclosing entity
that has filed a notice with the Municipal Clerk pursuant to the provisions
of N.J.S.A. 46:10B-51, or any other entity determined by the Township
of Oldmans to have authority to act with respect to the property.
B.
Any person, legal entity or other party having any ownership
interest, whether legal or equitable, in real property. This term
shall also apply to any person, legal entity or agent responsible
for the construction, maintenance or operation of the property involved.
PROPERTY MANAGEMENT COMPANY
An owner, agent, local property manager, property maintenance
company or similar entity responsible for the maintenance of abandoned
real property.
SAFETY AND MAINTENANCE INSPECTION
A visual inspection to check compliance with requirements
as set forth in the International Property Maintenance Code, for sanitary
maintenance, lifesafety, and other hazards and code violations. Such
inspections will be done in accordance with a checklist maintained
by the Township Construction Office.
STRUCTURE
Anything constructed or erected, the use of which requires
location on or attachment to the ground and includes buildings.
VACANT PROPERTY
An unimproved lot or parcel of real property that is not
currently used or occupied and an improved lot or parcel to real property
with at least one building or structure that is not currently used
or occupied. The registration requirements are not intended to apply
to parcels of property in their natural state and not subject to development
approvals; however, any other property maintenance standards shall
otherwise apply.
[Amended 11-9-2022 by Ord. No. 2022-08]
Any creditor serving a summons and complaint in an action to
foreclose on a mortgage on property in the State of New Jersey shall,
within 10 days of serving the summons and complaint, notify the Municipal
Clerk and the Mayor or other chief executive officer of the municipality
in which the property is located that a summons and complaint in an
action to foreclose on a mortgage has been filed against the subject
property. The notice shall contain the full name, address, and telephone
number for the representative of the creditor who is responsible for
receiving complaints of property maintenance and code violations and
the full name and contact information for any person or entity retained
by the creditor or a representative of the creditor to be responsible
for any care, maintenance, security, or upkeep of the property. The
notice shall be provided by mail or electronic communication. In the
event the creditor that has served a summons and complaint in an action
to foreclose on a property that is located out of state, the notice
shall also contain the full name, address, and telephone number of
an in-state representative or agent who shall be responsible for the
care, maintenance, security, and upkeep of the exterior of the property
if it becomes vacant and abandoned. If there is any change in the
name, address, or telephone number for a representative, agent, or
individual authorized to accept service on behalf of a creditor required
to be provided in a notice following the filing of the summons and
complaint, the creditor shall provide a notice to the applicable Municipal
Clerk containing the updated name, address, or telephone number within
10 days of the change in that information.
[Amended 11-9-2022 by Ord. No. 2022-08]
A. Any out-of-state creditor who is found to be in violation of this
article by the municipal court with jurisdiction over the Township
of Oldmans, or by any other court of competent jurisdiction, for failure
to appoint an in-state representative or agent pursuant to this article
shall be subject to a fine of $2,500 for each day of the violation.
Any fines imposed on a creditor for the failure to appoint an in-state
representative or agent shall commence on the day after the ten-day
period set forth in this article for providing notice to the Municipal
Clerk that a summons and complaint in an action to foreclose on a
mortgage has been served.
B. A creditor subject to this article found to be in violation of this article by the municipal court with jurisdiction over the Township of Oldmans, or by any other court of competent jurisdiction, except for that set forth in §
115-12A above, shall be subject to a fine of $1,500 for each day of the violation. Any fines imposed pursuant to this subsection shall commence 31 days following receipt of the notice of violation, except if the violation presents an imminent risk to public health and safety, in which case any fines shall commence 11 days following the receipt of the notice.
C. At least
20% of all monies collected pursuant to this section shall be utilized
by the Township for code enforcement purposes.
Should any section, clause, sentence, phrase or provision of
this article be declared unconstitutional or invalid by a court of
competent jurisdiction, such decision shall not affect the remaining
portions of this article.
All prior ordinances or parts of ordinances inconsistent with
this article are hereby repealed to the extent of such inconsistencies.
This article shall take effect immediately upon final passage
and publication in accordance with law.