If a mortgage payment is necessary, the administrator will pay
the actual amount due, up to the amount allowed according to the maximum
levels listed below. After an initial application, assistance with
such payments will be given only after the applicant has made all
reasonable efforts to borrow against the equity of his or her home.
If there is not sufficient equity in the home with which to secure
a loan, and if the monthly mortgage payments are not realistically
in line with the rental rates for similar housing in the area that
could meet the applicant's needs, the administrator will inform
the applicant that he/she is responsible for finding alternative housing
within his or her ability to pay and will be obligated to make all
reasonable efforts to secure such housing.
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