It is unlawful for any owner of a business, owner of a rental
unit or units, or the owner of a multifamily home of four or fewer
units, one of which is owner occupied, to operate within the Borough
without first registering its certificate of insurance demonstrating
compliance with Section 1 of P.L. 2022, c. 92 and paying the registration
fee required herein.
The following entities are required to register their certificate
of insurance under this chapter:
A. Businesses, which shall mean, any person intending to sell or dispose of or to offer to sell or dispose of any goods, wares, merchandise or render any services for fees within the Borough. This shall include businesses operating on a temporary basis within the Borough such as peddlers, solicitors, and transient vendors licensed pursuant to Chapter
145 of the Milford Borough Code and temporary retail food establishments and mobile food units licensed pursuant to Chapter
99 of the Milford Borough Code.
B. Owners of single rental dwelling units.
C. Owners of multiple dwelling rental units.
D. Owners of multifamily homes that include rental units, even where
one unit is owner-occupied.
The Borough Clerk, or other Borough personnel as may be appointed
by resolution of the Milford Borough Common Council, shall accept,
approve, and file registration applications, and collect registration
fees hereunder.
The registration fees of this chapter shall be $20 annually.
Registrations shall expire on December 31 of each year. Renewals must
be submitted to the Milford Borough Clerk by not later than February
1 of each year.
An application for a business insurance registration shall be
accompanied by the required fee and shall be made to the Borough Clerk
upon forms provided by the Clerk. It shall contain the following information:
A. Name and address of the applicant. If the applicant is a corporation,
the name and address of its registered agent.
B. The address of the rental dwelling units or business as applicable.
If the registration applies to a transient business or a mobile food
unit, a general description of the time frame for operation and area
where the business will be operated.
C. A description of the nature of the business and the goods, property,
or services to be sold or supplied.
D. A certificate of insurance reflecting the following amounts of insurance
in compliance with P.L. 2022, c. 92.
(1) Except as provided in Subsection
D(2) of this section, the owner of a business or the owner of a rental unit or units shall maintain liability insurance for negligent acts and omissions in an amount of no less than $500,000 for combined property damage and bodily injury to or death of one or more persons in any one accident or occurrence.
(2) The owner of a multifamily home which is four or fewer units, one
of which is owner-occupied, shall maintain liability insurance for
negligent acts and omissions in an amount of no less than $300,000
for combined property damage and bodily injury to or death of one
or more persons in any one accident or occurrence.
Any person who violates the terms of this chapter shall pay
the license fee plus a fine of not less than $500 but no more than
$5,000 plus court costs. This chapter shall be enforced by the Borough
Clerk or other Borough personnel as may be assigned by resolution
of the Milford Borough Common Council.
All ordinances or parts of ordinances in conflict or inconsistent
with any part of this chapter are hereby repealed to the extent that
they are in conflict or inconsistent.
If any section, provision, or part of provision of this chapter
shall be held to be unenforceable or invalid by any court, such holding
shall not affect the validity of this chapter, or any part thereof,
other than the part so held unenforceable or invalid.
This chapter shall take effect after passage and publication
in the manner provided by law.