City of Bridgeton, NJ
Cumberland County
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Table of Contents
Table of Contents
[HISTORY: Adopted by the City Council of the City of Bridgeton 7-21-1987 by Ord. No. 87-3; amended in its entirety 5-6-2014 by Ord. No. 13-20. Subsequent amendments noted where applicable.]
A. 
No insurance company authorized to issue fire insurance policies in the State of New Jersey shall pay any claims for fire damages in excess of $2,500 on any real property in the City of Bridgeton unless:
(1) 
The anticipated demolition costs, and all taxes and assessments, and all other municipal liens or charges due and payable appearing on the official certificate of search have been paid by the owner of the real property or by the insurance company as set forth in § 158-2; or
(2) 
The City submits to the insurance company a copy of a resolution, adopted pursuant to § 158-3, establishing an agreement with the owner of the fire-damaged property for payment by installments of all charges and liens, including any anticipated costs of demolition.
B. 
Any request for an official certificate of search, pursuant to this chapter, shall specify that the search concerns fire-damaged property.
C. 
All search fees incurred, pursuant to the search, shall be the responsibility of the owner of the fire-damaged property.
D. 
The Construction Code official for the City of Bridgeton shall file, on a form prescribed by the City, a statement with the City officer authorized to issue an official certificate of search of municipal liens and other charges of the anticipated costs of demolition.
A. 
Unless a resolution is received from the municipality authorizing an installment agreement, pursuant to § 158-3, with the real property owner to pay liens, charges and anticipated demolition costs, an insurance company writing fire insurance policies in the City of Bridgeton is required, prior to payment of any claims in excess of $2,500, to pay the amount of the anticipated demolition costs to the City, which shall hold said funds in an interest-bearing escrow account in a state or federally chartered bank, savings bank or savings-and-loan association in the State of New Jersey and to pay to the City the amount of the liens appearing on the official certificate and on such other recorded liens or related charges as may be certified to the insurance company.
B. 
If an appeal is taken on the amount of any lien or charge, other than an appeal on the assessed valuation of real property, pursuant to N.J.S.A. 54:3-21, the insurance company shall issue a draft payable to the court of record to be held by the court in an interest-bearing escrow account in a state or federally chartered bank, savings bank or savings-and-loan association in the state, in an amount totaling 75% of the full amount of the lien or charge being contested but not to exceed the proceeds payable under the insurance policy, and the insurance company shall issue a draft payable to the City for the remaining 25% of the lien or charge being contested, with the full amount paid by the insurance company to the court and the City not to exceed the proceeds payable under the insurance policy, pending termination of all proceedings, at which time such moneys and all interest accruing thereon, at a rate paid on interest-bearing accounts in state- or federally chartered banks, savings banks or savings-and-loan associations in the state, shall be disbursed in accordance with the final order or judgment of the court.
A. 
The City may enter into an agreement with the owner of any fire-damaged property to pay, in full, all delinquent taxes, assessments or other municipal liens by installment, pursuant to N.J.S.A. § 54:5-19, or for the redemption of the tax sale lien by installment payments, pursuant to Article 7 of Chapter 5 of Title 54 of the Revised Statutes, or for the payment in full of any anticipated costs of demolition by installment, if the City Council of the City of Bridgeton is satisfied that the claim for fire damages is to be used to restore or improve the fire-damaged property.
B. 
An insurance company receiving a copy of a resolution of agreement from the City Council of the City of Bridgeton is authorized to make full payment on the claim to the insured person.
A. 
The terms and provisions of N.J.S.A. 17:36-8 et seq. are hereby adopted by reference and incorporated herein as if they were set forth with particularity, including all amendments and supplements thereto.
B. 
Nothing herein shall be construed to alter or affect any other remedy available to the City of Bridgeton under any other law of the State of New Jersey.
C. 
The amendments to Chapter 158 of the Municipal Code of the City of Bridgeton, as set forth herein, shall be effective upon the Municipal Clerk filing a certified copy of this chapter with the Commissioner of Insurance of the State of New Jersey.
[Amended 9-19-2017 by Ord. No. 17-20]