As used in this article, the following terms shall have the
meanings indicated:
CREDITOR
Any creditor, including, but not limited to, service companies,
lenders in a mortgage agreement and any agent, servant or employee
of the mortgagee, or any successor in interest and/or assignee of
the mortgagee's rights, interests or obligations under a mortgage
agreement.
INITIATION OF THE FORECLOSURE PROCESS
Any of the following actions taken by a lienholder or mortgage
holder or mortgagee:
A.
Taking possession of the property.
B.
Delivering a creditor's or mortgagee's notice of intention
to foreclose to the borrower.
C.
Commencing a foreclosure action or filing a lis pendence in
the Superior Court of New Jersey.
OWNER
Includes the title holder, any agent of the title holder
having authority to act with respect to a vacant property, any foreclosing
entity that has filed a notice with the Township Clerk pursuant to
the provisions of N.J.S.A. 46:10B-51 (P.L. 2008, c. 127, Section 17,
as amended by P.L. 2009, c. 296), or any other entity determined by
the Township to have authority to act with respect to the property.
PROPERTY
Any real estate, residential property, or portion thereof,
located in the Township, including buildings or structures situated
on the property. "Property" does not include property owned or subject
to the control of the Borough or any of its governmental bodies or
agencies.
PUBLIC OFFICER
The Director, Department of Public Works, or his designee,
is hereby designated as the public officer of the Township and shall
exercise the powers prescribed by this article.
RESIDENTIAL PROPERTY
Any property that contains one or more dwelling units used,
intended or designed to be occupied for living purposes.
SECURING
Taking measures that assist in making the property unaccessible
to unauthorized persons.
VACANT PROPERTY
Any building or structure which is not legally occupied or
at which all lawful business or construction operations or renovation
work or residential occupancy has substantially ceased, and which
is in such condition that it cannot legally be reoccupied without
repair or rehabilitation, including, but not limited to, any property
meeting the definition of "abandoned property" in N.J.S.A. 55:19-80;
provided, however, that any property where all building systems are
in working order, where the building and grounds are maintained in
good order, or where the building is in a habitable condition, and
where the building is being actively marketed by its owner for sale
or rental, shall not be deemed a vacant property for purposes of this
article.
Effective January 1, 2015, the owner of any vacant property,
as defined herein, shall, within 30 calendar days after the building
becomes vacant property or within 30 calendar days after assuming
ownership of the vacant property, whichever is later; or within 10
calendar days of receipt of notice by the Township, file a registration
statement for such vacant property with the Code Enforcement Office
on forms provided by the Township for such purposes. Failure to receive
notice by the Township shall not constitute grounds for failing to
register the property.
A. Each property having a separate block and lot number as designated
in official records of the Township shall be registered separately.
B. The registration statement shall include the name, street address,
telephone number, and e-mail address (if applicable) of a person 21
years of age or older, designated by the owner or owners as the authorized
agent for receiving notices of code violations and for receiving process
in any court proceeding or administrative enforcement proceeding on
behalf of such owner or owners in connection with the enforcement
of any applicable code; and the name, street address, telephone number,
and e-mail address (if applicable) of the firm and the actual name(s)
of the firm's individual principal(s) responsible for maintaining
the property. The individual or a representative of the firm responsible
for maintaining the property shall be available by telephone or in
person on a twenty-four-hour per-day, seven-day-per-week basis. The
two entities may be the same or different persons. Both entities shown
on the statement must maintain offices in the State of New Jersey
or reside within the State of New Jersey.
C. The registration shall remain valid for one year from the date of registration except for the initial registration time, which shall be prorated through December 31, 2014. The owner shall be required to renew the registration annually as long as the building remains a vacant property and shall pay a registration or renewal fee in the amount prescribed in §
148-10 of this article for each vacant property registered.
D. The annual renewal shall be completed by January 31 each year. The
initial registration fee shall be prorated for registration statements
received less than 10 months prior to that date.
E. The owner shall notify the Code Enforcement Office within 30 calendar
days of any change in the registration information by filing an amended
registration statement on a form provided by the Township for such
purpose.
F. The registration statement shall be deemed prima facie proof of the
statements therein contained in any administrative enforcement proceeding
or court proceeding instituted by the Township against the owner or
owners of the building.
G. The owner shall maintain insurance in accordance with §
148-8 of this article.
H. The registration statement may include any additional information
that the public officer may reasonably require.
Any owner of vacant property who plans to restore the property
to productive use and occupancy during the twelve-month period following
the date of the initial registration of the property shall file a
sufficiently detailed statement of the owner's plans for restoration
of the property with the registration statement. Any owner who, within
the initial registration period, completes restoration of the property
whereby the property no longer is defined as a vacant property may
request a prorated refund of the vacant property registration fee
from the Code Enforcement Office upon presentation of a certificate
of occupancy, which request shall be forwarded to the public officer
for approval.
The owner of any vacant property registered under this article
shall provide access to the Township to conduct exterior and interior
inspections of the building to determine compliance with municipal
codes, upon reasonable notice to the property owner or the designated
agent. Such inspections shall be carried out on weekdays during the
hours of 9:00 a.m. and 4:00 p.m., or such other time as may be mutually
agreed upon between the owner and the Township.
The owner and/or creditor of any structure that has become vacant
property, and any person responsible for maintaining any such building
that has become vacant, shall, within 30 calendar days of the structure
becoming vacant or within 30 calendar days of the owner taking title
to the property, do the following:
A. Board and secure the structure and all unattached accessory structures,
garages or similar structures as provided for in the applicable codes
of the Township or as set forth in rules and regulations promulgated
by the Construction Code Official.
B. Ensure that the exterior grounds of the structure, including yards,
fences, sidewalks, walkways, rights-of-way, alleys, retaining walls,
attached or unattached accessory structures and driveways, are well-maintained
and free from trash, debris, loose litter, and grass and weed overgrowth.
C. Post a sign, affixed and protected from the elements, to the structure
indicating the name, address and telephone number of the owner and
the owner's authorized agent for the purpose of service of process,
and the name, address and telephone number of the entity responsible
for maintenance of the property, which may be the same as the owner
or authorized agent. The sign shall include the words "No Trespassing"
and "to report problems with this building, call. . ." and shall be
of sufficient size and shall be placed in a location where it is clearly
visible from the nearest public street or sidewalk, whichever is nearer.
The sign shall be no smaller than eight inches by 10 inches.
D. Continue to maintain the structure in a secure and closed condition,
keep the grounds in a clean and well-maintained condition, and ensure
that the sign is visible and intact until the building is again occupied,
demolished, or until repair and/or rehabilitation of the building
is complete.
E. A creditor serving a summons and complaint in an action to foreclose
on a mortgage on residential property in the Township shall, within
10 days of serving the summons and complaint, notify the Township
Clerk that a summons and complaint in an action to foreclose on a
mortgage has been filed against the property. The notice shall contain
the name and contact information for the representative of the creditor
who is responsible for receiving complaints of property, maintenance
and code violations and shall be provided by mail or electronic communication,
at the discretion of the Township Clerk. The Township Clerk shall
forward a copy of the notice to the public officer or shall otherwise
provide it to any other local official responsible for administration
of any property maintenance or public nuisance code. In the event
that the property being foreclosed upon is an affordable unit pursuant
to the Fair Housing Act, N.J.S.A. 52:27D 301 et seq., then the creditor
shall identify that the property is subject to the Fair Housing Act.
The notice shall also include the street address, lot and block number
of the property and the full name and contact information of an individual
located within the state who was authorized to accept service on behalf
of the creditor. The notice shall be provided to the Township Clerk
within 10 days of service of a summons and complaint in an action
to foreclose on a mortgage against the subject property.
F. The owner of any vacant property shall acquire and otherwise maintain
liability insurance, in an amount of not less than $300,000 for buildings
designed primarily for residential use and not less than $1,000,000
for any other building, including, but not limited to, buildings designed
for manufacturing, industrial, storage or commercial uses, covering
any damage to any person or any property caused by any physical condition
of or in the building or property subject to the provisions of this
article. Said insurance shall provide a rider for payment of all demolition
costs should the vacant building become abandoned and reunite the
Township to demolish the building. Any insurance policy acquired or
renewed after the building has become vacant shall provide for written
notice to the public officer within 30 calendar days of any lapse,
cancellation or change in coverage. The owner shall attach evidence
of the insurance to the owner's registration statement. Any registration
statement submitted that does not include such evidence shall be deemed
to be an invalid registration. Insurance must name the Township of
Deerfield as party or payee for demolition costs should the Township
deem that demolition is required.
G. In the event the owner of a residential property vacates or abandons
any property on which a foreclosure proceeding has been initiated
as defined herein, or if a residential property becomes vacant at
any point subsequent to the creditor filing the summons and complaint
in an action to foreclose on a mortgage against the subject property
or initiates the foreclosure process as defined herein but prior to
vesting of title in the creditor or any third party, and the property
is found to be a nuisance or in violation of any applicable state
or local code, the public officer, Township Clerk or other authorized
Township Official shall notify the creditor, which shall have the
responsibility to abate the nuisance or correct the violation in the
same manner and to the same extent as the title owner of the property,
to such standard or specifications as may be required by state law
or Township code. The public officer or other authorized municipal
official shall include a description of the conditions that gave rise
to the violation with the notice of violation and shall provide a
period of not less than 30 days from the creditor's receipt of
the notice for the creditor to remedy the violation. If the creditor
fails to remedy the violation within that time, the Township may impose
penalties allowed for the violation of municipal ordinances pursuant
to N.J.S.A. 40:49-5. In the event the Township expends public funds
in order to abate a nuisance or correct a violation on a residential
property in situations in which the creditor was given notice pursuant
to the provisions of this article, but failed to abate the nuisance
or correct the violation as directed, the Township shall have the
same recourse against the creditor as it would have against the title
owner of the property, including, but not limited to, the recourse
provided under N.J.S.A. 55:19-100.
The public officer may issue rules and regulations for the administration
of the provisions of this article. Such administratively promulgated
rules and regulations shall be in writing and shall be provided to
the owners and/or creditors of properties registered under this article
or their designated agents within 30 calendar days of their effective
date.
The registration and renewal fee for each building shall be
as follows:
A. Initial registration: $500 or prorated amount per §
148-4 of this article.
D. Subsequent renewal: $5,000.