As used in this chapter, the following terms shall have the meanings
indicated:
CREDIT
An arrangement or understanding with the bank or depository for the
payment of a check, draft or order.
No person, either for himself or as agent or representative of another
person, or as an officer or agent of any corporation, or as a member of a
partnership, with intent to defraud shall make, draw, utter or deliver any
check, draft or order for the payment of money in a sum less than $200 upon
any bank or depository, knowing at the time of so doing that the maker, or
drawer, has no funds or insufficient funds in, or credit with, such bank or
other depository for the payment in full of such instrument upon its presentation,
although no express representation is made in reference thereto.
The making, drawing, uttering or delivering of a check,
draft or order as stated in the foregoing section shall be prima facie evidence
of intent to defraud, and the certificate of protest of nonpayment of same
shall be presumptive evidence that there were no funds or insufficient funds
in, or credit with, such bank or other depository and that the person making,
drawing, uttering or delivering the instrument knew that there were no funds
or insufficient funds in, or credit with, such bank or other depository.