[Ord. No. 99.036 §1, 9-20-1999; Ord. No. 2011-03 §1, 1-10-2011; Ord. No. 2011.08 §1, 5-9-2011]
A. Statutory Authorization. The legislature of the State of
Missouri has in Section 79.110, RSMo., delegated the responsibility
to local governmental units to adopt floodplain management regulations
designed to protect the health, safety, and general welfare. Therefore,
the Board of Aldermen of the City of Desloge, Missouri ordains as
follows.
B. Findings Of Fact.
1. Flood losses resulting from periodic inundation. The special
flood hazard areas of the City of Desloge, Missouri are subject to
inundation which results in loss of life and property, health and
safety hazards, disruption of commerce and governmental services,
extraordinary public expenditures for flood protection and relief,
and impairment of the tax base; all of which adversely affect the
public health, safety and general welfare.
2. General causes of the flood losses. These flood losses are
caused by:
a. The
cumulative effect of development in any delineated floodplain causing
increases in flood heights and velocities; and
b. The
occupancy of flood hazard areas by uses vulnerable to floods, hazardous
to others, inadequately elevated, or otherwise unprotected from flood
damages.
3. Methods used to analyze flood hazards. The Flood Insurance
Study (FIS) that is the basis of this Chapter uses a standard engineering
method of analyzing flood hazards which consist of a series of interrelated
steps.
a. Selection
of a base flood that is based upon engineering calculations which
permit a consideration of such flood factors as its expected frequency
of occurrence, the area inundated, and the depth of inundation. The
base flood selected for this Chapter is representative of large floods
which are characteristic of what can be expected to occur on the particular
streams subject to this Chapter. It is the general order of a flood
which could be expected to have a one percent (1%) chance of occurrence
in any one (1) year as delineated on the Federal Insurance Administrator's
FIS, and illustrative materials for St. Francois County dated June
16, 2011, as amended, and any future revisions thereto.
b. Calculation
of water surface profiles are based on a standard hydraulic engineering
analysis of the capacity of the stream channel and overbank areas
to convey the regulatory flood.
C. Statement Of Purpose. It is the purpose of this Chapter to promote the public health, safety, and general welfare; to minimize those losses described in Section
420.010(B)(1); to establish or maintain the community's eligibility for participation in the National Flood Insurance Program (NFIP) as defined in 44 Code of Federal Regulations (CFR) 59.22(a)(3); and to meet the requirements of 44 CFR 60.3(c) by applying the provisions of this Chapter to:
1. Restrict
or prohibit uses that are dangerous to health, safety, or property
in times of flooding or cause undue increases in flood heights or
velocities;
2. Require
uses vulnerable to floods, including public facilities that serve
such uses, be provided with flood protection at the time of initial
construction; and
3. Protect
individuals from buying lands that are unsuited for the intended development
purposes due to the flood hazard.
[Ord. No. 99.036 §1, 9-20-1999; Ord. No. 2011-03 §1, 1-10-2011; Ord. No. 2011.08 §1, 5-9-2011]
A. Lands To Which Chapter Applies. This Chapter shall apply to all lands within the jurisdiction of the City of Desloge identified as unnumbered and numbered A Zones and AE Zones on the Flood Insurance Rate Map (FIRM) St. Francois County maps dated June 16, 2011 on map panels 29187C0145D, 29187C0175D, 29187C0231D, 29187C0232D, and 29187C0255D, as amended, and any future revisions thereto. In all areas covered by this Chapter, no development shall be permitted except through the issuance of a floodplain development permit granted by the Board of Aldermen or its duly designated representative under such safeguards and restrictions as the Board of Aldermen or the designated representative may reasonably impose for the promotion and maintenance of the general welfare, health of the inhabitants of the community, and as specifically noted in Section
420.040.
B. Floodplain Administrator. The Building Inspector is hereby
designated as the Floodplain Administrator under this Chapter.
C. Compliance. No development located within the special flood
hazard areas of this community shall be located, extended, converted,
or structurally altered without full compliance with the terms of
this Chapter and other applicable regulations.
D. Abrogation And Greater Restrictions. It is not intended
by this Chapter to repeal, abrogate, or impair any existing easements,
covenants, or deed restrictions. However, where this Chapter imposes
greater restrictions, the provisions of this Chapter shall prevail.
All other ordinances inconsistent with this Chapter are hereby repealed
to the extent of the inconsistency only.
E. Interpretation. In their interpretation and application,
the provisions of this Chapter shall be held to be minimum requirements,
shall be liberally construed in favor of the Governing Body, and shall
not be deemed a limitation or repeal of any other powers granted by
State Statutes.
F. Warning And Disclaimer Of Liability. The degree of flood
protection required by this Chapter is considered reasonable for regulatory
purposes and is based on engineering and scientific methods of study.
Larger floods may occur on rare occasions or the flood heights may
be increased by man-made or natural causes, such as ice jams and bridge
openings restricted by debris. This Chapter does not imply that areas
outside the floodplain or land uses permitted within such areas will
be free from flooding or flood damage. This Chapter shall not create
a liability on the part of the City of Desloge, any officer or employee
thereof for any flood damages that may result from reliance on this
Chapter or any administrative decision lawfully made thereunder.
G. Severability. If any Section, clause, provision, or portion
of this Chapter is adjudged unconstitutional or invalid by a court
of appropriate jurisdiction, the remainder of this Chapter shall not
be affected thereby.
[Ord. No. 99.036 §1, 9-20-1999; Ord. No. 2011-03 §1, 1-10-2011; Ord. No. 2011.08 §1, 5-9-2011]
A. Floodplain Development Permit (Required). A floodplain development permit shall be required for all proposed construction or other development, including the placement of manufactured homes, in the areas described in Section
420.020(A). No person, firm, corporation, or unit of government shall initiate any development or substantial improvement or cause the same to be done without first obtaining a separate floodplain development permit for each structure or other development.
B. Designation Of Floodplain Administrator. The Building Inspector
is hereby appointed to administer and implement the provisions of
this Chapter.
C. Duties And Responsibilities Of Floodplain Administrator. Duties of the Building Inspector shall include, but not be limited
to:
1. Review
of all applications for floodplain development permits to assure that
sites are reasonably safe from flooding and that the floodplain development
permit requirements of this Chapter have been satisfied;
2. Review
of all applications for floodplain development permits for proposed
development to assure that all necessary permits have been obtained
from Federal, State, or local governmental agencies from which prior
approval is required by Federal, State, or local law;
3. Review
all subdivision proposals and other proposed new development, including
manufactured home parks or subdivisions, to determine whether such
proposals will be reasonably safe from flooding;
4. Issue
floodplain development permits for all approved applications;
5. Notify
adjacent communities and the Missouri State Emergency Management Agency
(MO SEMA) prior to any alteration or relocation of a watercourse,
and submit evidence of such notification to the Federal Emergency
Management Agency (FEMA);
6. Assure
that the flood-carrying capacity is not diminished and shall be maintained
within the altered or relocated portion of any watercourse;
7. Verify
and maintain a record of the actual elevation (in relation to mean
sea level) of the lowest floor, including basement, of all new or
substantially improved structures;
8. Verify
and maintain a record of the actual elevation (in relation to mean
sea level) that the new or substantially improved non-residential
structures have been floodproofed;
9. When
floodproofing techniques are utilized for a particular non-residential
structure, the Building Inspector shall require certification from
a registered professional engineer or architect.
D. Application For Floodplain Development Permit. To obtain
a floodplain development permit, the applicant shall first file an
application in writing on a form furnished for that purpose. Every
floodplain development permit application shall:
1. Describe
the land on which the proposed work is to be done by lot, block and
tract, house and street address, or similar description that will
readily identify and specifically locate the proposed structure or
work;
2. Identify
and describe the work to be covered by the floodplain development
permit;
3. Indicate
the use or occupancy for which the proposed work is intended;
4. Indicate
the assessed value of the structure and the fair market value of the
improvement;
5. Identify
the existing base flood elevation and the elevation of the proposed
development;
6. Give
such other information as reasonably may be required by the Building
Inspector;
7. Be accompanied
by plans and specifications for proposed construction; and
8. Be signed
by the permittee or his authorized agent who may be required to submit
evidence to indicate such authority.
[Ord. No. 99.036 §1, 9-20-1999; Ord. No. 2011-03 §1, 1-10-2011; Ord. No. 2011.08 §1, 5-9-2011]
A. General Standards.
1. No permit
for floodplain development shall be granted for new construction,
substantial improvements, and other improvements, including the placement
of manufactured homes, within any unnumbered or numbered A Zones and
AE Zones, unless the conditions of this Section are satisfied.
2. All
areas identified as unnumbered A Zones on the FIRM are subject to
inundation of the 100-year flood; however, the base flood elevation
is not provided. Development within unnumbered A Zones is subject
to all provisions of this Chapter. If Flood Insurance Study data is
not available, the community shall obtain, review, and reasonably
utilize any base flood elevation or floodway data currently available
from Federal, State, or other sources.
3. Until
a floodway is designated, no new construction, substantial improvements,
or other development, including fill, shall be permitted within any
numbered A Zone or AE Zone on the FIRM, unless it is demonstrated
that the cumulative effect of the proposed development, when combined
with all other existing and anticipated development, will not increase
the water surface elevation of the base flood more than one (1) foot
at any point within the community.
4. All
new construction, subdivision proposals, substantial improvements,
prefabricated structures, placement of manufactured homes, and other
developments shall require:
a. Design
or adequate anchorage to prevent flotation, collapse, or lateral movement
of the structure resulting from hydrodynamic and hydrostatic loads,
including the effects of buoyancy;
b. Construction
with materials resistant to flood damage;
c. Utilization
of methods and practices that minimize flood damages;
d. All
electrical, heating, ventilation, plumbing, air-conditioning equipment,
and other service facilities be designed and/or located so as to prevent
water from entering or accumulating within the components during conditions
of flooding;
e. New
or replacement water supply systems and/or sanitary sewage systems
be designed to minimize or eliminate infiltration of floodwaters into
the systems and discharges from the systems into floodwaters, and
on-site waste disposal systems be located so as to avoid impairment
or contamination; and
f. Subdivision
proposals and other proposed new development, including manufactured
home parks or subdivisions, located within special flood hazard areas
are required to assure that:
(1) All such proposals are consistent with the need to minimize flood
damage;
(2) All public utilities and facilities, such as sewer, gas, electrical,
and water systems, are located and constructed to minimize or eliminate
flood damage;
(3) Adequate drainage is provided so as to reduce exposure to flood hazards;
and
(4) All proposals for development, including proposals for manufactured
home parks and subdivisions, greater than five (5) acres or fifty
(50) lots, whichever is lesser, include within such proposals base
flood elevation data.
5. Storage, material, and equipment.
a. The
storage or processing of materials within the special flood hazard
area that are in time of flooding buoyant, flammable, explosive, or
could be injurious to human, animal, or plant life is prohibited.
b. Storage
of other material or equipment may be allowed if not subject to major
damage by floods, if firmly anchored to prevent flotation, or if readily
removable from the area within the time available after a flood warning.
6. Accessory structures. Structures used solely for parking
and limited storage purposes, not attached to any other structure
on the site, of limited investment value, and not larger than four
hundred (400) square feet may be constructed at-grade and wet-floodproofed
provided there is no human habitation or occupancy of the structure;
the structure is of single-wall design; a variance has been granted
from the standard floodplain management requirements of this Chapter;
and a floodplain development permit has been issued.
B. Specific Standards.
1. In all areas identified as unnumbered and numbered A Zones and AE Zones, where base flood elevation data have been provided as set forth in Section
420.040(A)(2), the following provisions are required:
a. Residential construction. New construction or substantial
improvement of any residential structures, including manufactured
homes, shall have the lowest floor, including basement, elevated to
one (1) foot above base flood level.
b. Non-residential construction. New construction or substantial improvement of any commercial, industrial, or other non-residential structures, including manufactured homes, shall have the lowest floor, including basement, elevated to one (1) foot above the base flood level or, together with attendant utility and sanitary facilities, be floodproofed so that below the base flood elevation the structure is water-tight with walls substantially impermeable to the passage of water and with structural components having the capability of resisting hydrostatic and hydrodynamic loads and effects of buoyancy. A registered professional engineer or architect shall certify that the standards of this Subsection are satisfied. Such certification shall be provided to the Floodplain Administrator as set forth in Section
420.030(C)(9).
c. Require,
for all new construction and substantial improvements, that fully
enclosed areas below lowest floor used solely for parking of vehicles,
building access, or storage in an area other than a basement and that
are subject to flooding shall be designed to automatically equalize
hydrostatic flood forces on exterior walls by allowing for the entry
and exit of floodwaters. Designs for meeting this requirement must
either be certified by a registered professional engineer or architect
or meet or exceed the following minimum criteria:
(1) A minimum of two (2) openings having a total net area of not less
than one (1) square inch for every square foot of enclosed area subject
to flooding shall be provided; and
(2) The bottom of all opening shall be no higher than one (1) foot above
grade. Openings may be equipped with screens, louvers, valves, or
other coverings or devices provided that they permit the automatic
entry and exit of floodwaters.
C. Manufactured Homes.
1. All
manufactured homes to be placed within all unnumbered and numbered
A Zones and AE Zones on the community's FIRM shall be required to
be installed using methods and practices that minimize flood damage.
For the purposes of this requirement, manufactured homes must be elevated
and anchored to resist flotation, collapse, or lateral movement. Methods
of anchoring may include, but are not limited to, use of over-the-top
or frame ties to ground anchors.
2. Require
manufactured homes that are placed or substantially improved within
unnumbered or numbered A Zones and AE Zones on the community's FIRM
on sites:
a. Outside
of a manufactured home park or subdivision;
b. In
a new manufactured home park or subdivision;
c. In
an expansion to an existing manufactured home park or subdivision;
or
d. In
an existing manufactured home park or subdivision on which a manufactured
home has incurred substantial damage as the result of a flood,
|
be elevated on a permanent foundation such that the lowest floor
of the manufactured home is elevated to one (1) foot above the base
flood elevation and be securely attached to an adequately anchored
foundation system to resist flotation, collapse, and lateral movement.
|
3. Require that manufactured homes to be placed or substantially improved on sites in an existing manufactured home park or subdivision within all unnumbered and numbered A Zones and AE Zones on the community's FIRM, that are not subject to the provisions of Section
420.040(C)(2) of this Chapter, be elevated so that either:
a. The
lowest floor of the manufactured home is at one (1) foot above the
base flood elevation; or
b. The
manufactured home chassis is supported by reinforced piers or other
foundation elements of at least equivalent strength that are no less
than thirty-six (36) inches in height above grade and be securely
attached to an adequately anchored foundation system to resist flotation,
collapse, and lateral movement.
D. Floodway (As Determined From Data Available From Other Sources). If a community determines there are areas of special flood hazard that may be defined as floodway, through the use of base flood elevation and floodway data available from a Federal, State, or other source, including data developed pursuant to Section
420.040(A)(4)(f), and determines this data is suitable as criteria for requiring that new construction, substantial improvements, or other development in Zone A, the community must meet the standards below:
1. Adopt
a regulatory floodway based on the principle that the area chosen
for the regulatory floodway must be designed to carry the waters of
the base flood without increasing the water surface elevation of that
flood more than one (1) foot at any point.
2. Prohibit
encroachments, including fill, new construction, substantial improvements,
and other development, within the adopted regulatory floodway unless
it has been demonstrated through hydrologic and hydraulic analyses
performed in accordance with standard engineering practice that the
proposed encroachment would not result in any increase in flood levels
within the community during the occurrence of the base flood discharge.
E. Recreational Vehicles.
1. Require
that recreational vehicles placed on sites within all unnumbered and
numbered A Zones and AE Zones on the community's FIRM either:
a. Be
on the site for fewer than one hundred eighty (180) consecutive days;
or
b. Be
fully licensed and ready for highway use*; or
c. Meet
the permitting, elevation, and anchoring requirements for manufactured
homes of this Chapter.
|
*A recreational vehicle is ready for highway use if it is on
its wheels or jacking system, is attached to the site only by quick-disconnect
type utilities and security devices, and has no permanently attached
additions.
|
[Ord. No. 99.036 §1, 9-20-1999; Ord. No. 2011-03 §1, 1-10-2011; Ord. No. 2011.08 §1, 5-9-2011]
A. Establishment Of Appeal Board. The Board of Adjustment as
established by the City of Desloge shall hear and decide appeals and
requests for variances from the floodplain management requirements
of this Chapter.
B. Responsibility Of Appeal Board. Where an application for a floodplain development permit or request for a variance from the floodplain management regulations is denied by the Building Inspector, the applicant may apply for such floodplain development permit or variance directly to the Appeal Board as defined in Section
420.050(A).
The Board of Adjustment shall hear and decide appeals when it
is alleged that there is an error in any requirement, decision, or
determination made by the Building Inspector in the enforcement or
administration of this Chapter.
C. Further Appeals. Any person aggrieved by the decision of
the Board of Adjustment or any taxpayer may appeal such decision to
the St. Francois County Circuit Court as provided in Section 89.110,
RSMo.
D. Floodplain Management Variance Criteria. In passing upon
such applications for variances, the Board of Adjustment shall consider
all technical data and evaluations, all relevant factors, standards
specified in other Sections of this Chapter, and the following criteria:
1. The
danger to life and property due to flood damage;
2. The
danger that materials may be swept onto other lands to the injury
of others;
3. The
susceptibility of the proposed facility and its contents to flood
damage and the effect of such damage on the individual owner;
4. The
importance of the services provided by the proposed facility to the
community;
5. The
necessity to the facility of a waterfront location, where applicable;
6. The
availability of alternative locations, not subject to flood damage,
for the proposed use;
7. The
compatibility of the proposed use with existing and anticipated development;
8. The
relationship of the proposed use to the Comprehensive Plan and Floodplain
Management Program for that area;
9. The
safety of access to the property in times of flood for ordinary and
emergency vehicles;
10. The
expected heights, velocity, duration, rate of rise and sediment transport
of the floodwaters, if applicable, expected at the site; and
11. The
costs of providing governmental services during and after flood conditions,
including maintenance and repair of public utilities and facilities
such as sewer, gas, electrical, and water systems; streets; and bridges.
E. Conditions For Approving Floodplain Management Variances.
1. Generally,
variances may be issued for new construction and substantial improvements
to be erected on a lot of one-half (½) acre or less in size
contiguous to and surrounded by lots with existing structures constructed
below the base flood elevation, providing items 2 through 6 below
have been fully considered. As the lot size increases beyond the one-half
(½) acre, the technical justification required for issuing
the variance increases.
2. Variances
may be issued for the reconstruction, rehabilitation, or restoration
of structures listed on the National Register of Historic Places,
the State Inventory of Historic Places, or local inventory of historic
places upon determination provided the proposed activity will not
preclude the structure's continued historic designation.
3. Variances
shall not be issued within any designated floodway if any increase
in flood levels during the base flood discharge would result.
4. Variances
shall only be issued upon a determination that the variance is the
minimum necessary, considering the flood hazard, to afford relief.
5. Variances
shall only be issued upon:
a. A
showing of good and sufficient cause,
b. A
determination that failure to grant the variance would result in exceptional
hardship to the applicant, and
c. A
determination that the granting of a variance will not result in increased
flood heights, additional threats to public safety, extraordinary
public expense, create nuisances, cause fraud on or victimization
of the public, or conflict with existing local laws or ordinances.
6. A community
shall notify the applicant in writing over the signature of a community
official that:
a. The
issuance of a variance to construct a structure below base flood elevation
will result in increased premium rates for flood insurance up to amounts
as high as twenty-five dollars ($25.00) for one hundred dollars ($100.00)
of insurance coverage, and
b. Such
construction below the base flood elevation increases risks to life
and property. Such notification shall be maintained with the record
of all variance actions as required by this Chapter.
F. Conditions For Approving Variances For Accessory Structures. Any variance granted for an accessory structure shall be decided individually based on a case-by-case analysis of the building's unique circumstances. Variances granted shall meet the following conditions as well as those criteria and conditions set forth in Section
420.050(D) and
(E) of this Chapter.
In order to minimize flood damages during the 100-year flood
and the threat to public health and safety, the following conditions
shall be included for any variance issued for accessory structures
that are constructed at-grade and wet-floodproofed.
1. Use
of the accessory structures must be solely for parking and limited
storage purposes in Zone A only as identified on the community's Flood
Insurance Rate Map (FIRM).
2. For any new or substantially damaged accessory structures, the exterior and interior building components and elements (i.e., foundation, wall framing, exterior and interior finishes, flooring, etc.) below the base flood elevation must be built with flood-resistant materials in accordance with Section
420.040(A)(4)(b) of this Chapter.
3. The accessory structures must be adequately anchored to prevent flotation, collapse, or lateral movement of the structure in accordance with Section
420.040(A)(4)(a) of this Chapter. All of the building's structural components must be capable of resisting specific flood-related forces including hydrostatic, buoyancy, and hydrodynamic and debris impact forces.
4. Any mechanical, electrical, or other utility equipment must be located above the base flood elevation or floodproofed so that they are contained within a water-tight, floodproofed enclosure that is capable of resisting damage during flood conditions in accordance with Section
420.040(A)(4)(d) of this Chapter.
5. The accessory structures must meet all National Flood Insurance Program (NFIP) opening requirements. The NFIP requires that enclosure or foundation walls, subject to the 100-year flood, contain openings that will permit the automatic entry and exit of floodwaters in accordance with Section
420.040(B)(1)(c) of this Chapter.
6. The accessory structures must comply with the floodplain management floodway encroachment provisions of Section
420.040(E) of this Chapter. No variances may be issued for accessory structures within any designated floodway, if any increase in flood levels would result during the 100-year flood.
7. Equipment,
machinery, or other contents must be protected from any flood damage.
8. No disaster
relief assistance under any program administered by any Federal agency
shall be paid for any repair or restoration costs of the accessory
structures.
9. A community
shall notify the applicant in writing over the signature of a community
official that:
a. The
issuance of a variance to construct a structure below base flood elevation
will result in increased premium rates for flood insurance up to amounts
as high as twenty-five dollars ($25.00) for one hundred dollars ($100.00)
of insurance coverage, and
b. Such
construction below the base flood elevation increases risks to life
and property. Such notification shall be maintained with the record
of all variance actions as required by this Chapter.
10. Wet-floodproofing
construction techniques must be reviewed and approved by the community
and registered professional engineer or architect prior to the issuance
of any floodplain development permit for construction.
[Ord. No. 99.036 §1, 9-20-1999; Ord. No. 2011-03 §1, 1-10-2011; Ord. No. 2011.08 §1, 5-9-2011]
Violation of the provisions of this Chapter or failure to comply
with any of its requirements (including violations of conditions and
safeguards established in connection with granting of variances) shall
constitute a misdemeanor. Any person who violates this Chapter or
fails to comply with any of its requirements shall, upon conviction
thereof, be fined not more than five hundred dollars ($500.00), and
in addition, shall pay all costs and expenses involved in the case.
Each day such violation continues shall be considered a separate offense.
Nothing herein contained shall prevent the City of Desloge or other
appropriate authority from taking such other lawful action as is necessary
to prevent or remedy any violation.
[Ord. No. 99.036 §1, 9-20-1999; Ord. No. 2011-03 §1, 1-10-2011; Ord. No. 2011.08 §1, 5-9-2011]
The regulations, restrictions, and boundaries set forth in this
Chapter may from time to time be amended, supplemented, changed, or
appealed to reflect any and all changes in the National Flood Disaster
Protection Act of 1973, provided however, that no such action may
be taken until after a public hearing in relation thereto, at which
parties of interest and citizens shall have an opportunity to be heard.
Notice of the time and place of such hearing shall be published in
a newspaper of general circulation in the City of Desloge. At least
twenty (20) days shall elapse between the date of this publication
and the public hearing. A copy of such amendments will be provided
to the Region VII office of the Federal Emergency Management Agency
(FEMA). The regulations of this Chapter are in compliance with the
National Flood Insurance Program (NFIP) regulations.
[Ord. No. 99.036 §1, 9-20-1999; Ord. No. 2011-03 §1, 1-10-2011; Ord. No. 2011.08 §1, 5-9-2011]
Unless specifically defined below, words or phrases used in
this Chapter shall be interpreted so as to give them the same meaning
they have in common usage and to give this Chapter its most reasonable
application.
AGENCY
The Federal Emergency Management Agency (FEMA).
AGRICULTURAL STRUCTURE
Any structure used exclusively in connection with the production,
harvesting, storage, drying, or raising of agricultural commodities.
APPEAL
A request for review of the Floodplain Administrator's interpretation
of any provision of this Chapter or a request for a variance.
APPURTENANT STRUCTURE
A structure that is on the same parcel of property as the
principal structure to be insured and the use of which is incidental
to the use of the principal structure.
AREA OF SPECIAL FLOOD HAZARD
The land in the floodplain within a community subject to
a one percent (1%) or greater chance of flooding in any given year.
BASE FLOOD
The flood having a one percent (1%) chance of being equaled
or exceeded any given year.
BASEMENT
Any area of the structure having its floor subgrade (below
ground level) on all sides.
COMMUNITY
Any State or area or political subdivision thereof which
has authority to adopt and enforce floodplain management regulations
for the areas within its jurisdiction.
DEVELOPMENT
Any man-made change to improved or unimproved real estate,
including, but not limited to, buildings or other structures, levees,
levee systems, mining, dredging, filling, grading, paving, excavation
or drilling operations, or storage of equipment or materials.
ELEVATED BUILDING
For insurance purposes, a non-basement building which has
its lowest elevated floor raised above ground level by foundation
walls, shear walls, posts, piers, pilings, or columns.
EXISTING CONSTRUCTION
For the purposes of determining rates, structures for which
the "start of construction" commenced before the effective date of
the FIRM or before January 1, 1975, for FIRMs effective before that
date. "Existing construction" may also be referred
to as "existing structures".
EXISTING MANUFACTURED HOME PARK OR SUBDIVISION
A manufactured home park or subdivision for which the construction
of facilities for servicing the lots on which the manufactured homes
are to be affixed (including, at a minimum, the installation of utilities,
the construction of streets, and either final site grading or the
pouring of concrete pads) is completed before the effective date of
the floodplain management regulations adopted by a community.
EXPANSION TO AN EXISTING MANUFACTURED HOME PARK OR SUBDIVISION
The preparation of additional sites by the construction of
facilities for servicing the lots on which the manufactured homes
are to be affixed (including the installation of utilities, the construction
of streets, and either final site grading or the pouring of concrete
pads).
FLOOD OR FLOODING
A general and temporary condition of partial or complete
inundation of normally dry land areas from (1) the overflow of inland
and/or (2) the unusual and rapid accumulation or runoff of surface
waters from any source.
FLOOD ELEVATION DETERMINATION
A determination by the Administrator of the water surface
elevations of the base flood, that is, the flood level that has a
one percent (1%) or greater chance of occurrence in any given year.
FLOOD INSURANCE RATE MAP (FIRM)
An official map of a community on which the Administrator
has delineated both the special flood hazard areas and the risk premium
zones applicable to the community.
FLOOD INSURANCE STUDY (FIS)
An examination, evaluation and determination of flood hazards
and, if appropriate, corresponding water surface elevations.
FLOODPLAIN MANAGEMENT
The operation of an overall program of corrective and preventive
measures for reducing flood damage, including, but not limited to,
emergency preparedness plans, flood control works, and floodplain
management regulations.
FLOODPLAIN MANAGEMENT REGULATIONS
Zoning ordinances, subdivision regulations, building codes,
health regulations, special purpose ordinances (such as floodplain
and grading ordinances) and other applications of police power. The
term describes such State or local regulations, in any combination
thereof, that provide standards for the purpose of flood damage prevention
and reduction.
FLOODPROOFING
Any combination of structural and non-structural additions,
changes, or adjustments to structures that reduce or eliminate flood
damage to real estate or improved real property, water and sanitary
facilities, or structures and their contents.
FLOODWAY OR REGULATORY FLOODWAY
The channel of a river or other watercourse and the adjacent
land areas that must be reserved in order to discharge the base flood
without cumulatively increasing the water surface elevation more than
one (1) foot.
FREEBOARD
A factor of safety usually expressed in feet above a flood
level for purposes of floodplain management. "Freeboard" tends to compensate for the many unknown factors that could contribute
to flood heights greater than the height calculated for a selected
size flood and floodway, as determined from data available from other
sources, conditions, such as bridge openings and the hydrological
effect of urbanization of the watershed.
FUNCTIONALLY DEPENDENT USE
A use that cannot perform its intended purpose unless it
is located or carried out in close proximity to water. This term includes
only docking facilities and facilities that are necessary for the
loading and unloading of cargo or passengers, but does not include
long-term storage or related manufacturing facilities.
HIGHEST ADJACENT GRADE
The highest natural elevation of the ground surface prior
to construction next to the proposed walls of a structure.
HISTORIC STRUCTURE
Any structure that is:
1.
Listed individually in the National Register of Historic Places
(a listing maintained by the Department of Interior) or preliminarily
determined by the Secretary of the Interior as meeting the requirements
for individual listing on the National Register;
2.
Certified or preliminarily determined by the Secretary of the
Interior as contributing to the historical significance of a registered
historic district or a district preliminarily determined by the Secretary
to qualify as a registered historic district;
3.
Individually listed on a State Inventory of Historic Places
in States with historic preservation programs which have been approved
by the Secretary of the Interior; or
4.
Individually listed on a local inventory of historic places
in communities with historic preservation programs that have been
certified either:
a.
By an approved State program as determined by the Secretary
of the Interior; or
b.
Directly by the Secretary of the Interior in States without
approved programs.
LOWEST FLOOR
The lowest floor of the lowest enclosed area, including basement.
An unfinished or flood-resistant enclosure, usable solely for parking
of vehicles, building access, or storage, in an area other than a
basement area, is not considered a building's lowest floor, provided
that such enclosure is not built so as to render the structure in
violation of the applicable floodproofing design requirements of this
Chapter.
MANUFACTURED HOME
A structure, transportable in one (1) or more sections, that
is built on a permanent chassis and is designed for use with or without
a permanent foundation when attached to the required utilities. The
term "manufactured home" does not include a "recreational vehicle".
MAP
The Flood Hazard Boundary Map (FHBM), Flood Insurance Rate
Map (FIRM), or the Flood Boundary and Floodway Map (FBFM) for a community
issued by the Federal Emergency Management Agency (FEMA).
MEAN SEA LEVEL
For purposes of the National Flood Insurance Program (NFIP),
the National Geodetic Vertical Datum (NGVD) of 1929 or other datum
to which base flood elevations shown on a community's Flood Insurance
Rate Map (FIRM) are referenced.
NEW CONSTRUCTION
For the purposes of determining insurance rates, structures
for which the "start of construction" commenced on or after the effective
date of an initial FIRM or after December 31, 1974, whichever is later,
and includes any subsequent improvements to such structures. For floodplain
management purposes, "new construction" means structures
for which the "start of construction" commenced on or after the effective
date of the floodplain management regulations adopted by a community
and includes any subsequent improvements to such structures.
NEW MANUFACTURED HOME PARK OR SUBDIVISION
A manufactured home park or subdivision for which the construction
of facilities for servicing the lot on which the manufactured homes
are to be affixed (including, at a minimum, the installation of utilities,
the construction of streets, and either final site grading or the
pouring of concrete pads) is completed on or after the effective date
of floodplain management regulations adopted by the community.
NFIP
The National Flood Insurance Program (NFIP).
PARTICIPATING COMMUNITY
Also known as an "eligible community", means a community
in which the Administrator has authorized the sale of flood insurance.
PERSON
Includes any individual or group of individuals, corporation,
partnership, association, or any other entity, including Federal,
State, and local governments and agencies.
PRINCIPALLY ABOVE GROUND
At least fifty-one percent (51%) of the actual cash value
of the structure, less land value, is above ground.
RECREATIONAL VEHICLE
A vehicle which is:
1.
Built on a single chassis;
2.
Four hundred (400) square feet or less when measured at the
largest horizontal projections;
3.
Designed to be self-propelled or permanently towable by a light-duty
truck; and
4.
Designed primarily not for use as a permanent dwelling but as
temporary living quarters for recreational, camping, travel, or seasonal
use.
REMEDY A VIOLATION
To bring the structure or other development into compliance
with Federal, State, or local floodplain management regulations or,
if this is not possible, to reduce the impacts of its non-compliance.
REPETITIVE LOSS
Flood-related damages sustained by a structure on two (2)
separate occasions during a ten (10) year period for which the cost
of repairs at the time of each such flood event equals or exceeds
twenty-five percent (25%) of the market value of the structure before
the damage occurred.
RISK PREMIUM RATES
Those rates established by the Administrator pursuant to
individual community studies and investigations which are undertaken
to provide flood insurance in accordance with Section 1307 of the
National Flood Disaster Protection Act of 1973 and the accepted actuarial
principles. "Risk premium rates" include provisions for operating
costs and allowances.
SPECIAL HAZARD AREA
An area having special flood hazards and shown on an FHBM,
FIRM or FBFM as Zones (unnumbered or numbered) A or AE.
START OF CONSTRUCTION
Includes substantial improvements, and means the date the
building permit was issued, provided the actual start of construction,
repair, reconstruction, rehabilitation, addition placement, or other
improvements were within one hundred eighty (180) days of the permit
date. The "actual start" means either the first (1st)
placement of permanent construction of a structure on a site, such
as the pouring of slabs or footings, the installation of piles, the
construction of columns, any work beyond the stage of excavation,
or the placement of a manufactured home on a foundation. Permanent
construction does not include land preparation, such as clearing,
grading and filling, the installation of streets and/or walkways,
excavation for a basement, footings, piers, foundations, the erection
of temporary forms, nor installation on the property of accessory
structures, such as garages or sheds not occupied as dwelling units
or not part of the main structure. For a substantial improvement,
the "actual start of construction" means the first
(1st) alteration of any wall, ceiling, floor, or other structural
part of a building, whether or not that alteration affects the external
dimensions of the building.
STATE COORDINATING AGENCY
That agency of the State Government or other office designated
by the Governor of the State or by State Statute at the request of
the Administrator to assist in the implementation of the National
Flood Insurance Program (NFIP) in that State.
STRUCTURE
For floodplain management purposes, a walled and roofed building,
including a gas or liquid storage tank, that is principally above
ground, as well as a manufactured home.
"Structure", for insurance purposes, means
a walled and roofed building, other than a gas or liquid storage tank,
that is principally above ground and affixed to a permanent site,
as well as a manufactured home on a permanent foundation. For the
latter purpose, the term includes a building while in the course of
construction, alteration or repair, but does not include building
materials or supplies intended for use in such construction, alteration
or repair, unless such materials or supplies are within an enclosed
building on the premises.
SUBSTANTIAL DAMAGE
Damage of any origin sustained by a structure whereby the
cost of restoring the structure to its before damaged condition would
equal or exceed fifty percent (50%) of the market value of the structure
before the damage occurred. The term includes Repetitive Loss buildings
(see definition).
For the purposes of this definition, "repair" is considered
to occur when the first (1st) repair or reconstruction of any wall,
ceiling, floor, or other structural part of the building commences.
The term does not apply to:
1.
Any project for improvement of a building required to comply
with existing health, sanitary, or safety code specifications which
have been identified by the Code Enforcement Official and which are
solely necessary to assure safe living conditions, or
2.
Any alteration of a "historic structure" provided that the alteration
will not preclude the structure's continued designation as a "historic
structure", or
3.
Any improvement to a building.
SUBSTANTIAL IMPROVEMENT
Any combination of reconstruction, alteration, or improvement
to a building, taking place during the life of the building, in which
the cumulative percentage of improvement equals or exceeds fifty percent
(50%) of the current market value of the building. For the purposes
of this definition, an improvement occurs when the first (1st) alteration
of any wall, ceiling, floor, or other structural part of the building
commences, whether or not that alteration affects the external dimensions
of the building. This term includes structures which have incurred
"repetitive loss" or "substantial damage", regardless of the actual
repair work done.
The term does not apply to:
1.
Any project for improvement of a building required to comply
with existing health, sanitary, or safety code specifications which
have been identified by the Code Enforcement Official and which are
solely necessary to assure safe living conditions, or
2.
Any alteration of a "historic structure" provided that the alteration
will not preclude the structure's continued designation as a "historic
structure", or
3.
Any building that has been damaged from any source or is categorized
as repetitive loss.
** Recommend development of written and adopted policy and procedure.
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Substantially improved existing manufactured home parks or subdivisions
is where the repair, reconstruction, rehabilitation or improvement
of the streets, utilities and pads equals or exceeds fifty percent
(50%) of the value of the streets, utilities and pads before the repair,
reconstruction or improvement commenced.
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VARIANCE
A grant of relief by the community from the terms of a floodplain
management regulation. Flood insurance requirements remain in place
for any varied use or structure and cannot be varied by the community.
VIOLATION
The failure of a structure or other development to be fully
compliant with the community's floodplain management regulations.
A structure or other development without the elevation certificate,
other certifications, or other evidence of compliance required by
this Chapter is presumed to be in violation until such time as that
documentation is provided.
WATER SURFACE ELEVATION
The height in relation to the National Geodetic Vertical
Datum (NGVD) of 1929 (or other datum where specified) of floods of
various magnitudes and frequencies in the floodplain.