The creditor filing the summons and complaint in an action to
foreclose shall be responsible for the care, maintenance, security,
and upkeep of the exterior of a vacant and abandoned residential property.
If the creditor is located out of state, the creditor shall be responsible
for appointing an in-state representative or agent to act for the
foreclosing creditor. An out-of-state creditor shall include the full
name and contact information of the in-state representative or agent
in the notice required to be provided pursuant to N.J.S.A. 46:10B-51
for providing notice to the Municipal Clerk that a summons and complaint
in an action to foreclose on a mortgage has been served.
The Zoning Officer is authorized to issue a notice to the creditor
filing the summons and complaint in an action to foreclose if the
Zoning Officer determines that the creditor has violated this article
by failing to provide for the care, maintenance, security, and upkeep
of the exterior of the property. Such notice shall require the person
or entity to correct the violation within 30 days of receipt of the
notice, or within 10 days of receipt of the notice if the violation
presents an imminent threat to public health and safety. This issuance
of a notice pursuant to this section shall constitute proof that a
property is "vacant and abandoned" for the purposes of N.J.S.A. 2A:50-73.