It is unlawful for any owner of a business, owner of a rental
unit or units, or the owner of a multifamily home of four or fewer
units, one of which is owner-occupied, to operate within the Town
of Clinton without first registering its certificate of insurance
demonstrating compliance with Section 1 of P.L. 2022, c. 92, and paying the registration fee required herein.
The following entities are required to register their certificate
of insurance under this chapter:
A. Businesses, which shall mean any person intending to sell or dispose of or to offer to sell or dispose of any goods, wares, merchandise or render any services for fees within the Town of Clinton. This shall include businesses operating on a temporary basis within the Town of Clinton, such as peddlers, solicitors, and transient vendors licensed pursuant to Town of Clinton Code Chapter
107 and any retail food establishments licensed pursuant to Town Code Chapter
157.
B. Owners of
single rental dwelling units.
C. Owners of
multiple-dwelling rental units.
D. Owners of
multifamily homes that include rental units, even where one unit is
owner-occupied.
The registration fees of this chapter shall be $15 annually.
Registrations shall expire on December 31 of each year. Renewals must
be submitted by December 1 of each year. After the effective date
of this chapter, entities covered under this chapter shall be required
to register by March 1, 2023, and such registration shall be valid
for the 2023 calendar year.
An application for a business insurance registration shall be
accompanied by the required fee and shall be made to the Housing Officer
or Fire Official (as applicable), or his or her designee in his or
her absence, upon forms provided by the Housing Officer or Fire Official
(as applicable). It shall contain the following information:
A. The name
and address of the applicant. If the applicant is a corporation, the
name and address of its registered agent.
B. The address
of the rental dwelling units or business, as applicable. If the registration
applies to a transient business or a mobile food unit, a general description
of the time frame for operation and area where the business will be
operated
C. A description
of the nature of the business and the goods, property or services
to be sold or supplied.
D. A certificate
of insurance reflecting the following amounts of insurance in compliance
with P.L. 2022, c. 92.
(1) Except as provided in Subsection
D(2) of this section, the owner of a business or the owner of a rental unit or units shall maintain liability insurance for negligent acts and omissions in an amount of no less than $500,000 for combined property damage and bodily injury to or death of one or more persons in any one accident or occurrence.
(2) The
owner of a multifamily home which is four or fewer units, one of which
is owner-occupied, shall maintain liability insurance for negligent
acts and omissions in an amount of no less than $300,000 for combined
property damage and bodily injury to or death of one or more persons
in any one accident or occurrence.
Any person who violates the terms of this chapter shall pay
the license fee plus a fine of not less than $500 but no more than
$5,000, plus court costs.