In accordance with P.L. 2022, c. 92 (N.J.S.A. 40A:10A-1 et seq.),
it shall be unlawful for the owner of a business, owner of a rental
unit or units, or owner of a multifamily home containing four or fewer
units, one of which is owner-occupied, to operate within the Township
of Clinton without first registering with the Township a certificate
of insurance demonstrating compliance with the following liability
insurance requirements:
A. Except as set forth in Subsection
B below, the owner of a business or the owner of a rental unit or units shall maintain liability insurance for negligent acts and omissions in an amount of not less than $500,000 for combined property damage and bodily injury to or death of one or more persons in any one accident or occurrence.
B. The owner of a multifamily home containing four or fewer units, one
of which is owner-occupied, shall maintain liability insurance for
negligent acts and omissions in an amount of not less than $300,000
for combined property damage and bodily injury to or death of one
or more persons in any one accident or occurrence.
The registration requirements of this chapter shall apply to
the following:
A. Business entities, including, but not limited to, any person intending to sell or dispose of or to offer to sell or dispose of any goods, wares, merchandise or render any services for fees within the Township of Clinton. This shall include, but not be limited to, businesses operating on a temporary basis within the Township, such as peddlers, solicitors, and transient vendors licensed pursuant to Chapter
204 of this Code, and any retail food establishments licensed pursuant to Chapter
138 of this Code.
B. Owners of single-family rental dwelling units.
C. Owners of multiple-dwelling rental units.
D. Owners of multifamily homes that include rental units, even where
one unit is owner-occupied.
Upon satisfaction of the registration requirements set forth
herein, the Township Clerk shall issue a certificate of registration
to the owner, which shall act as proof of compliance with this chapter.
Such certificate shall be valid for the calendar year in which it
is issued.
Any person or organization found to be in violation of the requirements of this chapter shall be subject to the penalties set forth in §
1-17 of this Code. This penalty may be collected through a summary proceeding pursuant to N.J.S.A. 2A:58-10 et seq. Each year that an owner fails to register or fails to maintain adequate insurance shall be deemed a separate offense.