[HISTORY: Adopted by the Township Council of the Township of Greenwich 10-19-2023 by Ord. No. 112-2023. Amendments noted where applicable.]
It is unlawful for any owner of a business, owner of a rental unit or units, or the owner of a multifamily home of four or fewer units, one of which is owner occupied, to operate within the Township of Greenwich without first registering its certificate of insurance demonstrating compliance with the requirements of N.J.S.A. 40A:10A-1, et seq.
a. 
Businesses, which for purposes of this chapter, shall mean any person intending to sell or dispose of or to offer to sell or dispose of any goods, wares, merchandise or render any services for fees within the Township. This shall include businesses operating on a temporary basis within the Township, such as peddlers, solicitors, and transient vendors and temporary retail food establishments and mobile food units.
b. 
Owners of single rental dwelling units.
c. 
Owners of multiple rental dwelling units.
d. 
Owners of multifamily homes that include rental units, even where one unit is owner-occupied.
The Township Clerk shall accept, approve, and file registration applications.
Registration shall expire on December 31 of each year. Renewals of existing registrations must be submitted no later than December 1 of each year.
Certificates of insurance in the minimum required amounts, as described below, shall be submitted to the Township Clerk, together with the Business Registration Form provided by the Clerk.
a. 
The owner of a business or the owner of a rental unit or units shall maintain liability insurance for negligent acts and omissions in an amount of no less than $500,000 for combined property damage and bodily injury to or death of one or more persons in any one accident or occurrence.
b. 
The owner of a multifamily home which is four or fewer units, one of which is owner-occupied, shall maintain liability insurance for negligent acts and omissions in an amount of no less than $300,000 for combined property damage and bodily injury to or death of one or more persons in any one accident or occurrence.
As provided by N.J.S.A. 40A:10A-1, et seq., any person or entity that violates the terms of this chapter shall be subject to a fine of not less than $500 but no more than $5,000, plus any court costs.