A coastal bank is defined under Chapter
237, Wetlands Protection, of the General Ordinances of the Code of the Town of Barnstable as a seaward face or elevated landform, other than a coastal dune, which resides at the landward side of a coastal beach, land subject to tidal action, or other coastal wetland. A coastal bank must have a slope greater than 18% (compare Figures 1 and 3). A coastal bank may serve as a vertical buffer to floodwater,
or as a sediment source.
Chapter
237 coastal bank policy loosely parallels DEP's bank policy (92-1), but important differences exist.
A. In contrast with DEP:
(1) To be regulated, a coastal bank must have a slope greater
than 18%. The toe of bank is that point where the slope first exceeds 18%.
The top of bank is that point where the slope diminishes to 18% or less (Figures
3 and 4). Observe that the top of bank may occur below (Figure 4) or above
(Figure 3) the FEMA one-hundred-year coastal floodplain.
(2) A slope less than or equal to 18% is not a coastal bank under Chapter
237, although it may be under DEP policy (Figure 1).
(3) Under DEP policy, a coastal bank may arise anywhere the FEMA one-hundred-year coastal floodplain occurs, as long as the slope criteria are met. Thus, a DEP coastal bank may occur at a seemingly "interior" location, removed from the shoreline itself, but where the topography is low and the landscape prone to coastal flooding. Under Chapter
237, a regulatable coastal bank must necessarily reside adjacent to a tidal waterbody.
B. In common with DEP:
(1) Multiple or tiered coastal banks may reside at the same
site (Figure 5).
(2) A coastal bank may extend above the FEMA one-hundred-year
coastal floodplain only when the toe of bank is located below the floodplain
(Figure 3). That is, a bank originating beyond the FEMA one-hundred-year coastal
floodplain is presumed insignificant to storm damage prevention and flood
control interests, and is not regulated (Figure 2).