City of North Tonawanda, NY
Niagara County
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Table of Contents
Table of Contents
[HISTORY: Adopted by Common Council of City of North Tonawanda 9-6-1977. Amendments noted where applicable.]

§ 64-1 License requirements.

A. 
It shall be unlawful for any person, firm or corporation to carry on the business of pawnbroking in the City of North Tonawanda, New York, without a license issued by the Mayor.
B. 
It shall be the duty of the Mayor to accept applications for such licensing and to investigate the same and to cause issuance thereof only to reputable persons and to corporations controlled only by reputable persons to carry on and conduct the business of pawnbroking only at a place or premises to be specified in said license.
C. 
Each license shall automatically expire on the January 1 following the date of issuance of such license.
D. 
The annual permit fee shall be at the rate of $50 for each place of business.
E. 
Every person so licensed shall, at the time of receiving such license, file with the Mayor a bond to the local authorities, to be executed by the person so licensed and by two responsible sureties, in the penal sum of $10,000, to be approved by such Mayor.
F. 
Such permit may be revoked by the Mayor for misconduct on the part of the licensee or his agent after an appropriate hearing based on such charges. Such hearing shall be conducted by the Mayor, and his decision thereon shall be final.

§ 64-2 Records to be kept; inspection of books.

Every such licensed pawnbroker shall keep a book in which shall be written, at the time of the making of each loan, an account and description of the goods, articles or things pawned or pledged, the amount of money loaned thereon and the rate of interest to be paid on such loan and the date and time of such pledge. Such books shall, at all times of business hours, be open for inspection to the Mayor and his designees and to the Chief of Police and his designees of the City of North Tonawanda.

§ 64-3 Rates of interest.

Interest charged shall be such as will be allowed from time to time under the terms of the General Business Law of the State of New York.

§ 64-4 Business restrictions.

A. 
No pawnbroker shall purchase or receive any goods in pledge from any person who is actually or apparently under the age of 18 years or who is in an intoxicated state or is known as an habitual drunkard.
B. 
No pawnbroker so licensed shall employ at such place of business any person under the age of 18 years in any capacity, which shall include accepting the pledge or pawn of merchandise or the purchase of secondhand property.
C. 
No pawnbroker shall receive as a pledge or purchase any revolver, pistol, blackjack or sawed-off shotgun, and no pawnbroker shall display in his window or shop any such weapons for sale.
D. 
It shall be the duty of every pawnbroker to report to the police any article pledged with him or which is sought to be pledged with him if he shall have reason to believe that the article was stolen or, in the case of a lost article, lost and found by the person attempting to pledge it.
E. 
All pawnbrokers shall comply with the General Business Law of the State of New York.

§ 64-5 Penalties for offenses.

Any person who shall violate any of the provisions of this ordinance shall be guilty of a Class B misdemeanor and shall, upon conviction thereof, be subject to a fine not to exceed $500 or to imprisonment for a term not to exceed three months, or by both such fine and imprisonment.

§ 64-6 When effective.

This ordinance shall take effect from and after its passage and publication as provided by law.