The Medical Reimbursement Plan attached hereto
and made a part hereof as Schedule A, the Flexible Benefits Plan attached
hereto and made a part hereof as Schedule B and the Dependent Care
Assistance Plan attached hereto and made a part hereof as Schedule
C be and they are hereby adopted in their entirety as a "Cafeteria
Plan" for the Borough of Fair Lawn.
The Chief Financial Officer shall be the plan
administrator for each plan unless and until the Borough designates
another entity, be it a Borough employee or an independent contractor,
with respect to same.