Borough of Chesilhurst, NJ
Camden County
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Table of Contents
Table of Contents
[HISTORY: Adopted by the Borough Council of the Borough of Chesilhurst 5-14-2009 by Ord. No. 2009-5. Amendments noted where applicable.]
GENERAL REFERENCES
Fire Department — See Ch. 35.
Fire prevention — See Ch. 225.

§ 218-1 Conditions for payment of claims; anticipated costs of demolition.

A. 
Pursuant to N.J.S.A. 17:36-8 et seq., no insurance company authorized to issue fire insurance policies in the State of New Jersey shall pay to a claimant any claim in excess of $2,500 for fire damages on any real property located within the Borough of Chesilhurst pursuant to any fire insurance policy issued or renewed after the adoption of this chapter and the filing of this chapter with the State Commissioner of Insurance, until such time as:
(1) 
All taxes and assessments and all other municipal liens or charges levied and assessed and due and payable appearing on the official certificate of search for municipal liens pursuant to N.J.S.A. 54:5-12 shall have been paid either by the owner of such real property or by the insurance company; and
(2) 
The insured person submits an official certificate, on a form prescribed and certified by the Tax Collector of the Borough, that demolition is not required or that the costs of demolition or anticipated demolition have been paid, and the identity and contact information for the insurer of the property; or
(3) 
The municipality submits to the insurance company a copy of a resolution adopted pursuant to § 218-4 of this chapter.
B. 
If a demolition has not yet occurred on date of receipt of a request for an official certificate of search pursuant to this section, the insurer shall provide on that certificate an estimate of the anticipated costs of demolition. The insured on notice shall pay the anticipated cost of demolition to the municipality which shall hold the funds in an interest-bearing escrow account in a state or federally chartered bank, savings banks or savings and loan association in this state.

§ 218-2 Requests for certificate of search; amendment or modification.

A. 
Any request for an official certificate of search for municipal liens shall specify that the search concerns fire-damaged property.
B. 
The official certificate of search may, from time to time, be altered, by the bonded official responsible for preparing such certificates, in order to cancel any error or omissions or to add any municipal liens or related charges due and payable subsequent to the preparation of the official certificate.

§ 218-3 Appeals.

If an appeal is taken on the amount of any lien or charge, other than an appeal on the assessed valuation of real property pursuant to N.J.S.A. 54:3-21, the insurance company shall issue a draft payable to the court of record to be held by the court in an interest-bearing escrow account in the state or federally chartered bank, savings bank or savings and loan association in the state in an amount totaling 75% of the full amount of the lien or charge being contested, but not to exceed the proceeds payable under its insurance policy, and the insurance company shall issue a draft payable to the municipality for the remaining 25% of the lien or charge being contested with the full amount paid by the insurance company to the court and the municipality not to exceed the proceeds payable under its insurance policy pending termination of all proceedings, at which time such moneys and all interest accruing thereon at a rate paid on interest-bearing accounts in state or federally chartered banks, savings bank or savings and loan association to the state shall be disbursed in accordance with the final order or judgment of the court.

§ 218-4 Installment payments.

A. 
The Borough Council of the Borough of Chesilhurst may by resolution enter in to an agreement with the owner of any fire-damaged property situated in the Borough of Chesilhurst to pay in full all delinquent taxes, assessments or other municipal liens by installments pursuant to N.J.S.A. 54:5-19, or for the redemption of a tax sale lien by installment payments pursuant to Article 7 of Chapter 5 of Title 54 of the Revised Statutes of New Jersey, or for the payment in full of any anticipated costs of demolition by installment, if the Mayor and Council are satisfied that the claim for fire damages is to be used to restore or improve the fire-damaged property.
B. 
In the event of such a resolution, a certified copy of said resolution shall be sent to the insurance company authorizing the insurance company to make full payment on the claim to the insured.

§ 218-5 Distribution of copies.

Copies of this chapter shall be provided to the Chief Financial Officer, Tax Collector, and Borough Clerk for their information and attention.

§ 218-6 Filing with Commissioner of Insurance.

Upon the adoption of this chapter, a certified copy shall be filed by the Clerk of the Borough with the State Commissioner of Insurance, pursuant to Section 2 of P.L. 1978, Chapter 184.

§ 218-7 Incorporation of state law.

A. 
All other powers conveyed and reserved to the Borough of Chesilhurst, by N.J.S.A. 17:36-8 through 17:36-13, as now or hereafter amended, not specifically set forth in this chapter are hereby incorporated by reference and enacted by the Borough of Chesilhurst.
B. 
Any provisions of this chapter inconsistent with the provisions of N.J.S.A. 17:36-8 through 17:36-13, as now or hereafter amended, are hereby modified or repealed to the extent of such inconsistencies, but all other parts of this chapter shall remain in full force and effect.