[Adopted 10-18-2022 by Ord. No. O-2022-07]
The following definitions apply with respect to this article:
BUILDING
Any building, structure, or part thereof whether used for
human habitation or otherwise and includes any outbuildings or accessory
structures.
BOROUGH
The Borough of Riverton, its governing body and any agent,
employee, or third party authorized to act on the Borough's behalf
with respect to vacant or abandoned property.
CREDITOR
A state-chartered bank, savings bank, savings and loan association
or credit union, any person required to be licensed under the provisions
of the "New Jersey Residential Mortgage Lending Act," Sections 1 through
39 of P.L. 2009, c. 53 (N.J.S.A. 17:11C-51 through N.J.C.A. 17:11C-89),
and/or any entity acting on behalf of the creditor named in the debt
obligation, including, but not limited to, servicers. If the entity
seeking to foreclose upon the residential or commercial mortgage changes
as a result of an assignment, transfer, or otherwise after the filing
of the foreclosure complaint in the Superior Court, the new entity
shall be deemed the creditor. A creditor shall not include the state,
a political subdivision of the state, a state, county, or local government
entity, or their agent or assignee, such as the servicer.
MAINTAINED
Shall mean that the exterior of any building and grounds
are being kept in compliance with applicable construction, property
maintenance, habitability, and health codes. Compliance means without
violation or, if cited for violation, the abatement of the violation
within 30 days of the receipt of notice from the Borough or confirmation
of the violation in Municipal Court. Compliance includes the payment
of all applicable fines and penalties.
OWNER or RESPONSIBLE PARTY
The holder or holders of title to a property, an agent of
the title holder authorized to act with respect to a vacant property,
any foreclosing party required to provide notice to the Borough pursuant
to N.J.S.A. 46:10B-51, or any other party in interest determined by
the Public Officer to have authority to act with respect to the maintenance
of a vacant property. A "responsible party" shall also include a creditor
filing a summons and complaint in an action to foreclose who shall
be responsible for the care, maintenance, security, and upkeep of
the exterior of the property if the property is vacant and abandoned
at any time while the property is registered with the property registration
program. A "responsible party" shall also include an in-state representative
or agent of the creditor who shall be responsible for the care, maintenance,
security, and upkeep of the exterior of the property if it becomes
vacant and abandoned.
PUBLIC OFFICER
Pursuant to N.J.S.A. 40:48-2.4 et seq. shall mean the officer,
officers, board or body who is or are authorized by ordinances adopted
to exercise the powers prescribed by such ordinances and by P.L. 1942,
c. 112 (N.J.S.A. 40:48-2.3 et seq.). Notwithstanding any other provision
of law to the contrary, nothing shall prevent a municipality from
designating more than one public officer for different purposes as
provided by law. By way of example, but not limited to: Code Official,
Code Enforcement Officer, Construction Official, Housing Code Officer,
Health Official, or other designated public officer having authority
to designate structures unfit for habitation or dangerous or detrimental
to the health or safety or otherwise inimical to the welfare of the
residents.
STREET ADDRESS
An address at which a natural person who is the responsible
party or an authorized agent actually resides or actively uses for
business purposes, and shall include a street name or rural delivery
route.
VACANT AND ABANDONED
A.
Any property shall be considered vacant and abandoned if it
is not legally occupied by an owner, mortgagor or tenant, which is
in such condition that it cannot be legally reoccupied, because of
the presence or finding of at least two of the following conditions
exist; or
B.
For the purposes of this section, "vacant and abandoned" residential
property is further defined as residential real estate with respect
to which the mortgagee proves, by clear and convincing evidence, that
the mortgaged real estate is vacant and has been abandoned or where
a notice of violation has been issued pursuant to Section 3 of P.L.
2021, c. 444 (N.J.S.A. 40:48-2.12s3). Where a notice of violation
has not been issued pursuant to Section 3 of P.L. 2021, c. 444 (N.J.S.A.
40:48-2.12s3), real property shall be deemed "vacant and abandoned"
if the court finds that the property, mortgaged or not is not occupied
by an owner, mortgagor or tenant as evidenced by a lease agreement
entered into prior to the service of a notice of intention to commence
foreclosure according to Section 4 of the "Fair Foreclosure Act,"
P.L. 1995, c. 244 (N.J.S.A. 2A:50-56), and at least two of the following
conditions exist:
(1)
Overgrown or neglected vegetation;
(2)
The accumulation of newspapers, circulars, flyers, or mail on
the property;
(3)
Disconnected gas, electric, or water utility services to the
property;
(4)
The accumulation of hazardous, noxious, or unhealthy substances
or materials on the property;
(5)
The accumulation of junk, litter, trash, or debris on the property;
(6)
The absence of window treatments such as blinds, curtains, or
shutters;
(7)
The absence of furnishings and personal items;
(8)
Statements of neighbors, delivery persons, or government employees
indicating that the property is vacant and abandoned;
(9)
Windows or entrances to the property that are boarded up or
closed off, or multiple window panes that are damaged, broken, and
unrepaired;
(10)
Doors to the property that are smashed through, broken off,
unhinged, or continuously unlocked;
(11)
A risk to the health, safety, or welfare of the public or any
adjoining or adjacent property owners due to acts of vandalism, loitering,
criminal conduct, or the physical destruction or deterioration of
the property;
(12)
An uncorrected violation of a municipal building, housing, or
similar code during the preceding year, or an order by municipal authorities
declaring the property to be unfit for occupancy and to remain vacant
and unoccupied;
(13)
The mortgagee or other authorized party has secured or winterized
the property due to the property being deemed vacant and unprotected
or in danger of freezing;
(14)
A written statement issued by a mortgagor expressing the clear
intent of all mortgagors to abandon the property; or
(15)
Any other reasonable indicia of abandonment.
A municipality may impose an annual fee on a creditor required
to register a property. The fee shall not exceed:
A. Five hundred dollars per property annually for any property that
is required to be registered because a summons and complaint in an
action to foreclose was filed by the creditor; and
B. An additional $2,000 per property annually if the property is vacant
or abandoned pursuant to the definition in this article when the summons
and complaint in an action to foreclose is filed, or becomes vacant
or abandoned pursuant to the definition in this article at any time
thereafter while the property is in foreclosure. All such annual fees
and due dates thereof shall be identified in this article.
After the Borough notifies the owner that the property is vacant
and abandoned and until the property is reoccupied, the owner for
a vacant and abandoned property shall:
A. Enclose and secure the building against unauthorized entry as provided
for in the International Property Maintenance Code 2012 Second Edition,
or as set forth in any other applicable codes duly adopted by the
Borough.
B. Post a sign affixed to the inside of the property and visible to
the public indicating the name, address, and telephone number of the
responsible party, any authorized agent designated by the responsible
party for the purpose of receiving service of process, and the person
responsible for maintaining the property if different from the responsible
party or authorized agent.
C. Secure the building from unauthorized entry and maintain the sign
until the building is again legally occupied or demolished or until
repair or rehabilitation of the building is complete.
D. The owner of any vacant and abandoned building shall acquire and
otherwise maintain liability insurance by procuring a vacancy policy
in an amount of not less than $300,000 for buildings designed primarily
for use as residential units and not less than $1,000,000 for any
other building, including, but not limited to, buildings designed
for manufacturing, industrial, storage or commercial uses, covering
any damage to any person or any property caused by any physical condition
of or in the building.
E. The owner shall attach evidence of the insurance to the owner's
registration statement.
F. If the Public Officer, or other authorized official from the Borough
of Riverton determines the owner, creditor, agent, or other responsible
party fails to secure from unauthorized access, post notice, and/or
otherwise fails to act, and the condition of such property is unsafe,
unsanitary, dangerous or detrimental to the health or safety or otherwise
inimical to the welfare of the residents, pursuant to N.J.S.A. 40:48-2.3
et seq., the Public Officer, or other authorized official may take
necessary action to abate these nuisances and secure the property
from unauthorized entry. The full costs of such action will be billed
to the owner, creditor, agent or other responsible party. Failure
of the creditor or other responsible party to pay these abatement
costs within 30 days may result in a lien being placed on the property
once authorized by the governing body.