[Ord. No. 2005-01 §1, 4-25-2005]
The purpose of the rehabilitation program is to correct code
violations, overcrowded or unsanitary conditions to improve the housing
and living environment for persons of low to moderate income levels
living in the City of Seneca, Missouri. All procedures or program
replacements shall comply with this Chapter and with implementing
loan guidelines which shall be on file in the City offices.
[Ord. No. 2005-01 §2, 4-25-2005]
A. The
program is devised to conserve the City's present housing stock.
B. Low to moderate income families, as hereinafter defined in Section
503.040, will receive rehabilitation work.
C. A quarterly
review of the program shall be conducted to determine if changes or
refinements are needed.
D. City
codes will be followed in all work performed and in the installation
of all materials.
E. All
work will be done by qualified and licensed contractors.
F. Loans
are limited to one (1) per property.
G. The program will encompass the target area as outlined in the community development application as noted herein in Section
503.040(E).
H. The
Housing and Advisory Board shall be responsible for the making of
all decisions as to the method used in rehabilitating the property
with the right of appeal by the owner to the Governing Body of the
City.
I. Competitive
bids shall be let on each project and the lowest responsible selected,
subject to the approval of the Housing and Advisory Board (and the
Governing Body of the City). Minority contractors may receive negotiated
bids, if approved by the Housing and Advisory Board (and the Governing
Body of the City). If less than three (3) bids are received, an estimate
from the Rehabilitation Inspector will be used as a bid. Any bid within
ten percent (10%) of this estimate may then be accepted. The City
reserves the right to throw out the low bid if at least four (4) bids
are received.
J. Inspections
of the work shall be made to insure that it fulfills the terms of
the loan and contract agreement before payment is submitted.
K. Board
of Aldermen members, Housing and Advisory Board members, City employees
and City Officers shall not be eligible for loan assistance, contract
or subcontract for any work, or have any personal interest, direct
or indirect, in any contract under this project.
[Ord. No. 2005-01 §3, 4-25-2005]
A. This
is a voluntary program. All interested persons must make application
before any action can be taken.
B. Applicants
who qualify will be taken on a first-come, first-served basis. An
emergency situation will receive priority. All decisions pertaining
to emergencies will be made by the Housing and Advisory Board, which
decision must be approved by the Governing Body of the City before
becoming effective.
C. A complete
house inspection will be made by the Program Housing Inspector. A
deficiency list will be prepared and submitted to the property owner.
A work write-up will be prepared, as well as a cost estimate. All
decisions concerning repairs to be made to the structure will be made
by the Housing and Advisory Board with the right of appeal by the
owner to the Governing Body of the City.
D. All
items on the work write-up, as well as other pertinent information,
will be discussed with the owner, Housing and Advisory Board and contractor
before a contract is signed, and any allowable revisions may be made
at that time.
[Ord. No. 2005-01 §4, 4-25-2005]
A. Income
limits for applicants are those as approved by HUD for the State of
Missouri's Community Development Block Grant Program for the year
of the date each application is submitted to the City.
B. Property
will be eligible only if the owner signs an agreement to repay the
full loan amount if the property rehabilitated is sold within five
(5) years of contract completion or, if rental property, the rent
received by the owner is increased in violation of the rent-freeze
agreement executed for this property.
C. An
owner-applicant must not have net assets in excess of one hundred
thousand dollars ($100,000.00), excluding equity in property.
D. The
owner must have a recorded deed of ownership. A contract for deed
properly executed shall constitute ownership, only if it contains
provisions indicated in the these guidelines. The buyer and the seller
will be required to make joint application and jointly execute the
contract for rehabilitation work. The same applies to renter-applicant,
both renter and owner shall be required to jointly apply and execute
the contract.
E. Only
properties within the target area will be eligible for loan assistance,
except in circumstances which involve disability needs or emergency
assistance as set out in the City's grant application and the State's
CDBG Program limitations.
[Ord. No. 2005-01 §5, 4-25-2005]
The amount of any approved forgivable loan will not exceed the
total cost of the rehabilitation, not to exceed the sum of fifteen
thousand dollars ($15,000.00) and a repayable loan not to exceed fifteen
thousand dollars ($15,000.00) for rehabilitation and up to a maximum
of six thousand dollars ($6,000.00) for lead paint assessment as indicated
in the guidelines, which shall be on file in the City offices, or
twenty-five thousand dollars ($25,000.00) for substantial reconstruction.
[Ord. No. 2005-01 §6, 4-25-2005]
Recipients do not repay grants, unless a violation of Section
503.040, Qualifications of the Chapter occurs.