[Ord. No. 2018-2, 2-6-2018; Ord. No. 2018-13, 4-10-2018]
This Chapter shall be entitled the Homestead Ordinance of the City of Bel-Ridge, Missouri. Any reference to the homestead ordinance of the City shall be construed as referring to this Chapter and any amendment thereto.
[Ord. No. 2018-2, 2-6-2018; Ord. No. 2018-13, 4-10-2018]
A. 
The term "applicant" as used in this Chapter shall mean any qualified person, whether male or female, who makes an application under the terms hereof.
B. 
The words used in this Chapter shall be taken and construed according to the dictionary definition of such words, provided that where applicable the definition of terms in the Municipal Code of the City shall apply to the language used herein.
[Ord. No. 2018-2, 2-6-2018; Ord. No. 2018-13, 4-10-2018]
The administration of the provisions of this Chapter shall be assigned to the Homestead Board hereinafter created. Applications hereunder shall be made to the Homestead Board which shall have the responsibilities of carrying out the provisions of this Chapter.
[Ord. No. 2018-2, 2-6-2018; Ord. No. 2018-13, 4-10-2018]
There is hereby established a homestead program for the City. Buildings owned by the City but which remain unoccupied for reasons of physical deterioration, location, or for any other reason shall be subject to this program in accordance with the terms of this Chapter.
[Ord. No. 2018-2, 2-6-2018; Ord. No. 2018-13, 4-10-2018]
A. 
Any resident of the City who is twenty (20) years old or over and is a citizen of the United States shall be eligible to apply for and acquire property under this Chapter. A non-resident of the City may apply and be accepted, provided that he or she becomes a resident of the City promptly after the application has been accepted and a conditional deed issued to him or her as provided for in this Chapter. Applicants shall be first time home buyers and not part of any real estate investment company or group.
B. 
Such an applicant shall prove that he or she has the ability to rehabilitate, repair or remodel the building concerned in accordance with the terms of this Chapter; and that he or she has financial ability to do so.
[Ord. No. 2018-2, 2-6-2018; Ord. No. 2018-13, 4-10-2018]
A. 
Any applicant under this Chapter by making such application shall agree to bring the parcel and building up to the standards required by the Building Code and other ordinances within one (1) year after conditional deed hereinafter referred to has been issued. Applicant has one (1) year to bring up to standards with exceptions.
B. 
In the event that the applicant fails to bring the premises up to a satisfactory condition within one (1) year of the time the conditional deed is issued he or she shall quitclaim the property back to the City within thirty (30) days after receipt of notice to do so. The conditional deed heretofore issued shall be null and void upon such failure.
[Ord. No. 2018-2, 2-6-2018; Ord. No. 2018-13, 4-10-2018]
The Building Inspector shall inspect or cause to be inspected all premises subject to this Chapter, from time to time, to observe the progress being made. In connection with such inspection the inspector shall offer such advice and assistance as he or she deems necessary to assist the applicant in compliance with the provisions of this Chapter.
[Ord. No. 2018-2, 2-6-2018; Ord. No. 2018-13, 4-10-2018]
Premises subject to this Chapter shall be occupied as single-family dwellings. The applicant shall move into and occupy the premises as soon as they are fit for such occupancy even though the reconstruction repair or rehabilitation work is being continued during such occupancy only if the structure is sound or approved by the Building Commissioner.
[Ord. No. 2018-2, 2-6-2018; Ord. No. 2018-13, 4-10-2018]
Premises subject to this Chapter may not be sold or transferred for a period of three (3) years and until they have been brought up to the standards required. Provided that if the applicant shall be transferred or assigned to another City, he or she may assign or transfer his or her interest to some other qualified person with the consent of the Board.
[Ord. No. 2018-2, 2-6-2018; Ord. No. 2018-13, 4-10-2018; Ord. No. 2018-27, 12-4-2018]
A. 
Upon acceptance of the application a conditional deed shall be issued giving the applicant the right to occupy the premises subject to the provisions of this Chapter. Such conditional deed shall not be recorded with the Recorder of Deeds and may be revoked by the Board of Aldermen for any violation of the terms of this Chapter.
B. 
The Mayor is hereby authorized to sign conditional deeds for City property to approved applicants under the Homestead Program.
[Ord. No. 2018-2, 2-6-2018; Ord. No. 2018-13, 4-10-2018]
Upon the issuance of a conditional deed as provided for herein, it shall be the obligation of the applicant to pay any and all taxes and assessments lawfully levied on the premises after the deed is assigned.
[Ord. No. 2018-2, 2-6-2018; Ord. No. 2018-13, 4-10-2018]
Premises subject to this Chapter may be used for any single-family purpose permitted by the zoning ordinance for the area in which they are located.
[Ord. No. 2018-2, 2-6-2018; Ord. No. 2018-13, 4-10-2018]
The restoration of the property to the tax rolls, the rehabilitation or repair of the buildings thereon and bringing the premises up to the standards required by the general ordinances of the City shall constitute consideration to the City for the deed when finally issued to the applicant upon fulfillment of the terms of this Chapter.
[Ord. No. 2018-2, 2-6-2018; Ord. No. 2018-13, 4-10-2018]
A. 
The Board shall cause a list to be compiled of all property in the City upon which such building or buildings stand and remain unoccupied and for which the City has no immediate plans.
B. 
Such premises shall be listed as premises subject to the provisions of this Chapter. Upon publication of this list in such manner and to such extent as the Board may require applications may be received from persons qualified under this Chapter. Upon examination of the application, if the Board is satisfied that the applicant complies with the requirements of this Chapter and will fulfill his or her obligations hereunder, a conditional deed to the premises concerned shall be issued to him or her.
[Ord. No. 2018-2, 2-6-2018; Ord. No. 2018-13, 4-10-2018]
Upon receipt of the conditional deed heretofore referred to, the applicant shall assume control of the premises subject to the provisions of this Chapter. All work necessary to be done to bring the premises up to the standard required by all applicable ordinances shall be commenced and carried to completion with reasonable diligence.
[Ord. No. 2018-2, 2-6-2018; Ord. No. 2018-13, 4-10-2018]
Premises shall be inspected from time to time while subject to the provisions of this Chapter to determine the progress of the work and whether or not the applicant is in need of assistance or advice to complete the work. Such assistance as can be furnished by the Homestead Board, the Superintendent of Homesteads or any of their employees or subordinates shall be furnished without cost to the applicant.
[Ord. No. 2018-2, 2-6-2018; Ord. No. 2018-13, 4-10-2018]
A. 
Upon completion of the work undertaken so that the premises are in compliance with the ordinances applicable thereto, the applicant shall apply for a final deed. Such application shall contain a statement that the work is completed in compliance with this Chapter; that all bills and obligations for labor and material have been satisfied and paid; and that all of the conditions of this Chapter have been complied with.
B. 
The Board shall investigate to determine whether this Chapter has been complied with and whether the statements in the application for a final deed are correct. If it finds that they are and that this Chapter has been fully complied with, it shall cause the issuance of a deed to the applicant conveying title in fee simple. Such deed shall be by way of quitclaim rather than warranty. Upon receipt of this deed, the applicant shall become the owner of the property.
[Ord. No. 2018-2, 2-6-2018; Ord. No. 2018-13, 4-10-2018]
The Board is hereby authorized to establish and maintain an advisory service to assist applicants in making their application, in drawing up plans and generally complying with the provisions of this Chapter. Such service shall be rendered to the applicant without charge.
[Ord. No. 2018-2, 2-6-2018; Ord. No. 2018-13, 4-10-2018]
A. 
In the event an applicant shall die or become incompetent before a final deed is issued under the provisions of this Chapter, the provisional deed heretofore issued to him or her shall become null and void and the property subject hereto shall revert to the City.
B. 
Provided that if a substantial amount of work has been done or expense incurred in complying with the provisions of this Chapter, the Homestead Board may offer the property to any person qualified under this Chapter as an applicant upon such terms as may be proper and fair to all concerned. Any money received for such transfer or sale shall be paid to the estate of the deceased or incompetent applicant.
C. 
Provided further that if rights are sold the oldest of the applicant's children who are qualified under the provisions of this Chapter or the widow or wife of said applicant shall have the option of purchasing the property subject to the terms of this Chapter and continuing with the work until the final deed is issued.
[Ord. No. 2018-2, 2-6-2018; Ord. No. 2018-13, 4-10-2018]
The Board may establish and promulgate such rules and regulations as they deem necessary or desirable to effectuate the provisions of this Chapter.
[Ord. No. 2018-2, 2-6-2018; Ord. No. 2018-13, 4-10-2018]
A. 
The Board is empowered and has the duty and responsibility to:
1. 
Review and publicize, by newspaper advertising or some other effective method, the availability of homestead program properties.
2. 
Accept and review applications and determine the qualifications of applicants within the criteria established by this Chapter and the regulations promulgated hereunder.
3. 
Approve and certify applicants with a view toward compatibility of the applicant and the parcel assigned to him or her.
4. 
Approve and recommend the execution, by the Mayor and the City Clerk, of a conditional deed to the assigned parcel upon the applicant being approved.
5. 
Approve and recommend the execution, by the Mayor and the City Clerk, of all documents necessary to convey fee-simple title to the assigned parcel to the applicant upon the applicant's fulfillment of all conditions enumerated hereof.
[Ord. No. 2018-13, 4-10-2018]
There is hereby created the office of Superintendent of Homesteads, an executive office of the City. The Superintendent of Homesteads shall be appointed by the Mayor with the advice and consent of the Board of Aldermen, and shall perform his or her duties subject to the supervision of the Homestead Board.
[Ord. No. 2018-13, 4-10-2018]
The said Superintendent of Homesteads shall see to the enforcement of the provisions of this Chapter. He or she shall see to it that all construction work contemplated herein is done in compliance with the applicable ordinances, and shall make or cause to be made such inspections as are necessary to insure compliance herewith.
[Ord. No. 2018-13, 4-10-2018]
A. 
All of the above-referenced provisions are hereby incorporated herein by reference. In addition to any other penalty that applies in this Chapter and is referenced above in this Chapter, all of which is incorporated herein by reference, the following penalties shall apply:
1. 
Any applicant that is found to have violated any Section/provision of this Chapter shall be responsible for any and all attorneys' fees incurred by the City in having to enforce the terms of this Chapter and/or initiate litigation with respect to the property;
2. 
Any applicant that provides false information on an application shall be guilty of the crime of filing a false report and can be subject to criminal prosecution for same and shall be required to quitclaim the property back to the City within thirty (30) days of receiving notification from the City of same;
3. 
Any applicant that is found to have violated any Section/provision of this Chapter shall be subject to a fine of up to one thousand dollars ($1,000.00) per violation.