This chapter shall be known as the "Business Insurance Registration
Ordinance of the Township of Vernon."
The purpose of this chapter is to ensure that the businesses
in the Township of Vernon have obtained liability insurance as required
by state law.
Unless the context clearly indicates a different meeting, the
following words or phrases when used in this chapter shall have the
following meaning:
LICENSE
The license issued by the Township Clerk or designee attesting
that the business has been properly registered in accordance with
this chapter.
MINIMUM LIABILITY INSURANCE
A policy with a minimum of $500,000 for combined property
damage and bodily injury to or death of one or more persons in any
one accident or occurrence for owners of rental units and a policy
with a minimum of $300,000 for combined property damage and bodily
injury to or death of one or more persons in any one accident or occurrence
for owners of multifamily homes that are four or fewer units, one
of which is owner-occupied.
OWNER
Any person or group of persons, firm, corporation, or officer
thereof, partnership association, or trust, who owns, operates, exercises
control over or is in charge of a business located in the Township.
All businesses located in the Township of Vernon shall be registered
with the Township Clerk or such other person as designated by the
Mayor on forms which shall be provided for that purpose and which
shall be obtained from the Township Clerk or designee. Such registration
shall occur on an annual basis as provided herein.
The license term shall commence on August 1 and shall be valid
until July 31 of the following calendar year, at which time it shall
expire and a new registration shall be required. The initial registration
shall occur by August 1, 2023.
Every owner shall file with the Township Clerk or designee of
the Township of Vernon a registration form for each business located
in the Township which shall include the following information:
A. The name, address, and phone number of the business located in the
Township.
B. The name, address and phone number of the owner(s) of the business.
In the case of a partnership, the names and addresses of all general
partners shall be provided, together with the phone numbers for each
of such individuals indicating where such individual may be reached.
C. A copy of a certificate of insurance showing that minimum liability
insurance for negligent acts and omissions has been obtained as required
by P.L. 2022, c. 92 (N.J.S.A. 40A:10A-1).
The Township Clerk or designee shall index and file the registration
forms.
Every person required to file a registration form pursuant to
this chapter shall file an amended registration form within 45 days
after any change in the information required to be included thereon.
In accordance with P.L. 2022, c. 92 (N.J.S.A. 40A:10A-2), any
business owner that violates this chapter will be liable for a fine
of not less than $500 but no more than $5,000.