[HISTORY: Adopted by the Mayor and Council of the Borough of Wanaque 12-12-2022 by Ord. No. 14-0-2022. Amendments noted where applicable.]
It shall be unlawful for any owner of a business, owner of a rental unit or units or owner of a multifamily home of four or fewer units, one of which is owner-occupied, to operate within the Borough without first registering its certificate of insurance demonstrating compliance with Section 1 of P.L. 2022, c. 92.
A. 
Any businesses which include any entity or person intending to sell or dispose of or offer to sell or dispose of any goods, wares, merchandise or render any services for fees within the Borough; this shall include businesses or persons operating on a temporary basis within the Borough, including peddlers, solicitors, and transient vendors licensed pursuant to the Wanaque Borough Code, as well as temporary retail food establishments and mobile food units licensed within the Borough.
B. 
Owners of single rental dwelling units.
C. 
Owners of multiple dwelling rental units.
D. 
Owners of multifamily homes that include rental units, even where one unit is owner-occupied.
The Borough Clerk shall accept, approve, and file registration applications and collect registration fees hereunder.
There shall be no registration fee. Registrations shall expire on December 31 of each year. Renewals must be submitted by December 1 of each year. After the effective date of this chapter, entities covered under this chapter shall be required to register by December 1, 2022, and such registration shall be valid for the 2023 calendar year.
An application for a business insurance registration shall be filed with the Borough Clerk upon forms provided by the Borough Clerk. It shall contain the following information:
A. 
Name and address of the applicant. If the applicant is a corporation, the name and address of its registered agent.
B. 
The address of the rental dwelling units or business as applicable. If the registration applies to a transient business or a mobile food unit, a general description of the time frame for operation and area where the business will be operated.
C. 
A description of the nature of the business and the goods, property or services to be sold or supplied.
D. 
A certificate of insurance reflecting the following amounts of insurance in compliance with P.L. 2022, c. 92.
(1) 
Except as provided in Subsection D(2) of this section, the owner of a business or the owner of a rental unit or units shall maintain liability insurance for negligent acts and omissions in an amount of no less than $500,000 for combined property damage and bodily injury to or death of one of more persons in any one accident or occurrence.
(2) 
The owner of a multifamily home, which is four or fewer units, one of which is owner-occupied, shall maintain liability insurance for negligent acts and omissions in an amount of no less than $300,000 for combined property damage and bodily injury to or death of one or more persons in any one accident or occurrence.
All ordinances or parts of ordinances in conflict or inconsistent with any part of this chapter are hereby repealed to the extent that they are in conflict or inconsistent.
If any section, provision, or part of provision of this chapter shall be held to be unenforceable or invalid by any court, such holding shall not affect the validity of this chapter, or any part thereof, other than the part so held unenforceable or invalid.
This chapter shall be effective after passage and publication in the manner provided by law.