[HISTORY: Adopted by the City Council of the City of Orange Township 10-17-2023 by Ord. No. 63-2023. Amendments noted where applicable.]
The purpose of this chapter is to comply with the provisions of N.J.S.A. 40A:10A-1 et seq., requiring municipalities to administer an insurance registration program for business and rental unit owners, requiring annual registration of Certificates of Insurance evidencing sufficient liability insurance for negligent acts and omissions.
As used herein, the term "Certificate of Insurance" shall refer to a document issued by an insurance carrier licensed to do business in the State of New Jersey, which includes: the policyholder's name; the covered property's address; the policy effective dates; the type of coverage; the policy limits; and, names of additional insured parties.
The owner of any business or rental unit located within the City of Orange Township shall maintain liability insurance for negligent acts and omissions, in the amounts established under N.J.S.A. 40A:10A-1, for combined property damage and bodily injury to or death of one or more persons in any one accident or occurrence.
The owner of any business or rental unit located within the City of Orange Township shall, no later than January 1 of each calendar year, register a Certificate of Insurance with the Department of Planning and Economic Development evidencing compliance with the requirements of N.J.S.A. 40A:10A-1. The owner of multiple rental units may register a single Certificate of Insurance only for those units that are located within the same building.
Initial registration of a Certificate of Insurance for any business that was opened or any rental unit that was acquired after January 1 shall be required prior to issuance of any required licenses and/or certificate of occupancy or habitability for the business or rental unit. Registration for subsequent years shall be due no later than January 1, notwithstanding the date of initial registration.
An annual administration fee of $25 shall be required for each Certificate of Insurance registered, and shall be payable to the City of Orange Township at the time of registration. A late fee of $25 shall apply to annual registrations received after January 1, except in the case of an initial registration for a business opened or rental unit acquired after January 1.
A. 
Penalties for noncompliance with this chapter shall be imposed through a summary action pursuant to the Penalty Enforcement Law of 1999, N.J.S.A. 2A:58-10 et seq., as follows:
(1) 
First offense: $500 plus court costs.
(2) 
Second offense: $1,000 plus court costs.
(3) 
Third offense: $2,250 plus court costs.
(4) 
Fourth offense: $3,500 plus court costs.
(5) 
Subsequent offenses: $5,000 plus court costs.
B. 
An offense shall conclusively occur if the business or rental unit owner fails to register a Certificate of Insurance within 30 calendar days of the date required under § 125-3 above, and each thirty-day period of noncompliance thereafter shall be deemed a separate and subsequent offense.