[2-21-2000]
A. 
Nothing in this chapter, other than the prohibition against discriminatory advertising (§ 7-9B-3), shall:
1. 
Apply to the rental, lease, or occupancy of a room in an owner-occupied single-family dwelling, provided the owner does not own or have any interest in more than three single-family houses at any one time;
2. 
Prohibit a religious organization, association, or society or any non-profit institution or organization operated, supervised, or controlled by or in conjunction with a religious organization, association, or society from limiting the sale, rental or occupancy of dwellings which it owns or operates for other than commercial purposes to persons of the same religion, or from giving preference to such persons, unless membership in such religion is restricted because of race, color, religion, sex, physical or mental disability, familial status, marital status, national origin, or age.
3. 
Prohibit a private club not in fact open to the public, which as an incident to its primary purpose or purposes provides lodgings which it owns or operates for other than a commercial purpose, from limiting the rental or occupancy of such lodgings to its members and their guests or from giving preference to its members;
4. 
Prohibit the rental or sale of a dwelling on the basis of age or disability when such dwelling is authorized, approved, financed or subsidized in whole or in part by a unit of state, local or federal government;
5. 
Limit the applicability of any reasonable local, state, or federal restrictions regarding the maximum number of occupants permitted to occupy a dwelling;
6. 
Require the rental or sale of a unit to any person convicted of the illegal manufacture or distribution of a controlled substance;
7. 
With regard to discrimination based on familial status, apply with respect to housing for older persons as defined in § 7-9A-4 of this chapter;
8. 
Prohibit financial institutions from considering sound underwriting practices in contemplation of any loan to any person. Such practices shall include the following:
a. 
The willingness and the financial ability of the borrower to repay the loan.
b. 
The market value of any real estate or other item of property proposed as security for any loan.
c. 
Diversification of the financial institution's investment portfolio.
9. 
Prohibit a person engaged in the business of furnishing appraisals of real property from taking into consideration factors other than race, color, religion, sex, physical or mental disability, familial status, marital status, national origin, or age.
10. 
Prohibit affirmative marketing activities.